Real Estate Investing in Oakville, Missouri (63129)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Louis County • Population: 51,356 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63129 (Oakville, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Oakville, MO (63129)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $347,759
Avg Monthly Rent $1,524
1% Rule ✗ Does Not Meet
Median Income $90,397
% Renters 21.3%

Market Analysis: 63129 Oakville

The 63129 ZIP covers a section of Oakville that demands careful diligence. Prices near $348K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 63129 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Oakville have seen price recovery that 63129 has not matched. Saint Louis County data supports the view that the spread is structural rather than temporary.

A resilient renter share of 21% in 63129 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakville:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
22/25
Stability
14/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,524/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63129

Which property type performs best in this market?

Best for Cash Flow
1BR
6.2% cap rate
Best for Appreciation
2BR
+7.2% 5yr CAGR
Best Overall Value
2BR
$95,619/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $113,613 $980 6.2% +7.1% $113,613
2BR $191,239 $1,200 4.5% +7.2% $95,619
3BR $307,836 $1,540 3.6% +6.6% $102,612
4BR $426,244 $1,790 3.0% +6.4% $106,561
5BR $480,521 +6.4% $96,104

Market Trends

Home Value History (with trend line)

$364K$324K$284K$243K$203K$163KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,546$1,481$1,417$1,352$1,287$1,223Oct 2025Mar 2026Jul 2026

📊 How Does 63129 Compare?

Metric 63129 Oakville St. Louis, MO-IL Missouri
Home Value $347,759 $347,759 N/A $254,657
5-Year CAGR 5.2% 5.2% N/A 7.0%
Avg Rent $1,524 $1,524 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 63129? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63129 (Oakville, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63129 (Oakville, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $347,759
Monthly Rent $1,524
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63129

Population: 51,356

💰 Median Household Income
$90,397
This area
$90,397
State
$62,768
USA
$74,580
🏠 Renter Occupied
21.3%
This area
21.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-8.1%
USA
3.7%
🎓 College Educated
41.4%
This area
41.4%
State
8.6%
USA
33.7%
👤 Median Age
44.9 years
This area
44.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
3.4%
This area
3.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.0%
Other/Mixed 4.6%
Black/African American 2.9%
Hispanic/Latino 2.6%
Asian 1.6%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63129

B Avg School Grade
8 Schools
15.8:1 Avg Class Size
$12,288 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

BERNARD MIDDLE

📚 06 – 08 Middle
👥
595 Students
👨‍🏫
13.6:1 Class Size
💰
$12,288 Per Student
B+ Above Average

OAKVILLE MIDDLE

📚 06 – 08 Middle
👥
642 Students
👨‍🏫
14.5:1 Class Size
💰
$12,288 Per Student
B Good

BLADES ELEM.

📚 K – 05 Elementary
👥
433 Students
👨‍🏫
17.8:1 Class Size
💰
$12,288 Per Student
B Good

OAKVILLE ELEM.

📚 K – 05 Elementary
👥
386 Students
👨‍🏫
15.8:1 Class Size
💰
$12,288 Per Student
B Good

POINT ELEM.

📚 K – 05 Elementary
👥
410 Students
👨‍🏫
15.5:1 Class Size
💰
$12,288 Per Student
B Good

ROGERS ELEM.

📚 K – 05 Elementary
👥
421 Students
👨‍🏫
17.0:1 Class Size
💰
$12,288 Per Student
B Good

WOHLWEND ELEM.

📚 K – 05 Elementary
👥
416 Students
👨‍🏫
15.8:1 Class Size
💰
$12,288 Per Student
C+ Average

OAKVILLE SR. HIGH

📚 09 – 12 High School
👥
1,818 Students
👨‍🏫
16.1:1 Class Size
💰
$12,288 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 92 Off-Campus Students
C+
Skin Institute
83 students · 5.4 mi
C
St. Louis Med Tech
9 students · 6.6 mi
D
Aesthetics Institute
16 students · 6.6 mi
C
Applied Technology Services
152 students · 7.7 mi
C
Grabber School of Hair Design
244 students · 7.9 mi
C
Kenrick Glennon Seminary
75 students · 8.8 mi
C+
Webster University
7,606 students · 9.2 mi
D
Eden Theological Seminary
85 students · 9.5 mi

Frequently Asked Questions

Is it easy to find good tenants in Oakville, MO?

Working renters make up the core of the Oakville, MO tenant base. The pool is reasonable for investors targeting long-term holds.

How does Oakville, MO rate as a rental market?

Yes - Oakville, MO a 3.0/5 investability score. With $348K home prices against $1,524/mo monthly rent, the market delivers a reasonable entry point for new investors.

What real estate strategy is ideal for Oakville, MO?

A careful cash-flow rentals with hands-on management strategy Oakville, MO best. The market produces reliable results for that approach at the $348K price point.

Is Oakville, MO good for landlords?

The landlord environment in Oakville, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Can I live-in-and-rent in Oakville, MO?

House hacking in Oakville, MO is reasonable to execute. Prices around $348K and rents of $1,524/mo solid owner-occupant economics.

You know 63129 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63129 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 63129 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 63129 (Oakville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63129 (Oakville, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.