Real Estate Investing in Ballwin, Missouri (63021)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63021 (Ballwin, MO)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Ballwin, MO (63021)?
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Market Analysis: 63021 Ballwin
Stepping back, ZIP 63021 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $393K median. It rewards specialists, not generalists.
The 63021 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Ballwin have seen price recovery that 63021 has not matched. Saint Louis County data supports the view that the spread is structural rather than temporary.
The 63021 ZIP's population of 56,297 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.
Distressed ZIPs reward experience. durable returns are possible in 63021, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Ballwin:
Property Strategy for 63021
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $207,213 | $1,180 | 4.1% | +5.3% | $207,213 |
| 2BR | $213,253 | $1,440 | 4.9% | +6.7% | $106,627 |
| 3BR | $329,866 | $1,850 | 4.0% | +6.3% | $109,955 |
| 4BR | $497,150 | $2,140 | 3.1% | +6.4% | $124,288 |
| 5BR | $602,514 | — | — | +6.8% | $120,503 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 63021 Compare?
| Metric | 63021 | Ballwin | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $392,899 | $419,035 | N/A | $254,657 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 7.0% |
| Avg Rent | $1,659 | $1,762 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63021 (Ballwin, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $392,899 |
| Monthly Rent | $1,659 |
| Price-to-Rent | 19.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63021
Population: 56,297
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63021
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the smart move for investors in Ballwin, MO?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Ballwin, MO. The numbers - $393K homes against $1,659/mo rents - support that play.
How tight is the rental market in Ballwin, MO?
Occupancy in Ballwin, MO runs even-keeled with elevated vacancy. Well-priced units at $1,659/mo lease on reasonable timelines.
How much do tenants pay in Ballwin, MO?
Average rent in Ballwin, MO is approximately $1,659/mo per month. Against $393K home values that yields a reasonable rent-to-price ratio.
Is Ballwin, MO a good market for FHA house hackers?
The a challenging house-hack environment in Ballwin, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the renter demographic in Ballwin, MO?
The tenant pool in Ballwin, MO is solid, supported by local employment and population fundamentals. Rents of $1,659/mo are well-absorbed by the market.
You know 63021 now. You don’t know where it ranks.
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How 63021 ranks in St. Louis, MO-IL
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