Real Estate Investing in Pacific, Missouri (63069)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63069 (Pacific, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 27.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pacific, MO (63069)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 63069 Pacific
On balance, ZIP 63069 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $304K median. It rewards specialists, not generalists.
For an experienced owner, 63069 can be a a viable market for hunting ground — but the discount at $304K reflects genuine risk that outside investors often underestimate.
In the broader MO picture, 63069 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 63069 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Pacific:
Property Strategy for 63069
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $129,090 | $820 | 4.6% | — | $129,090 |
| 2BR | $178,810 | $1,010 | 4.1% | +7.1% | $89,405 |
| 3BR | $279,081 | $1,300 | 3.4% | +6.6% | $93,027 |
| 4BR | $418,637 | $1,500 | 2.6% | +5.4% | $104,659 |
| 5BR | $614,583 | — | — | +7.0% | $122,917 |
Market Trends
Home Value History (with trend line)
📊 How Does 63069 Compare?
| Metric | 63069 | Pacific | St. Louis, MO-IL | Missouri |
|---|---|---|---|---|
| Home Value | $304,135 | $304,135 | N/A | $254,657 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 7.0% |
| Avg Rent | $909 | $909 | N/A | - |
| Cap Rate | 2.3% | 2.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63069 (Pacific, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $304,135 |
| Monthly Rent | $909 |
| Price-to-Rent | 27.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.3% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63069
Population: 14,760
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 63069
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which investment style suits Pacific, MO?
Investors usually favor careful cash-flow rentals with hands-on management in Pacific, MO. With home values at $304K and rents near $909/mo, other strategies can work but produce reliable rather than outsized returns.
What is the average monthly rent in Pacific, MO?
Rent in Pacific, MO is around $909/mo. The resulting rent-to-value relationship with $304K pricing is reasonable for most investor models.
Are renters plentiful in Pacific, MO?
Working renters make up the core of the Pacific, MO tenant base. The pool is reasonable for investors targeting long-term holds.
Is Pacific, MO a good place for real estate investing?
Yes - Pacific, MO a 3.0/5 investability score. With $304K home prices against $909/mo monthly rent, the market delivers a reasonable entry point for new investors.
How much should I expect to pay for a home in Pacific, MO?
Typical homes in Pacific, MO go for around $304K. The 5-year CAGR of 0.0% stable price movement.
You know 63069 now. You don’t know where it ranks.
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How 63069 ranks in St. Louis, MO-IL
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