Real Estate Investing in Augusta, Missouri (63332)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Charles County • Population: 1,676 • Data updated: September 2026

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Should you buy in 63332 (Augusta, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 33.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Augusta, MO (63332)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $567,892
Avg Monthly Rent $1,395
1% Rule ✗ Does Not Meet
Median Income $119,728
% Renters 3.9%

Market Analysis: 63332 Augusta

The 63332 ZIP covers a section of Augusta that demands careful diligence. Prices near $568K look accessible, but the work to make a deal cash flow is real.

The 63332 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 63332 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 63332 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 63332 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Augusta:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,395/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Louis, MO-IL metro data

Market Trends

Home Value History (with trend line)

$603K$526K$449K$372K$295K$218KJul 2006Jul 2016Jul 2026

📊 How Does 63332 Compare?

Metric 63332 Augusta St. Louis, MO-IL Missouri
Home Value $567,892 $567,892 N/A $254,657
5-Year CAGR 5.4% 5.4% N/A 7.0%
Avg Rent $1,395 $1,395 N/A -
Cap Rate 1.9% 1.9% - -
💡 Why Invest in 63332? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63332 (Augusta, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $567,892
Monthly Rent $1,395
Price-to-Rent 33.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63332

Population: 1,676

💰 Median Household Income
$119,728
This area
$119,728
State
$62,768
USA
$74,580
🏠 Renter Occupied
3.9%
This area
3.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-8.1%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
8.6%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.8%
This area
4.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Other/Mixed 2.9%
Hispanic/Latino 2.7%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
24.3%
This area
24.3%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
0.8%
This area
0.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63332

A Avg School Grade
1 Schools
10.8:1 Avg Class Size
$16,856 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Augusta Elementary

📚 K – 06 School
👥
111 Students
👨‍🏫
10.8:1 Class Size
💰
$16,856 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 291 Off-Campus Students
C+
Evolve Beauty Academy
21 students · 7.4 mi
C
Four Rivers Career Center
24 students · 7.9 mi
C
East Central College
2,638 students · 12.6 mi
C
Urshan College
514 students · 14.7 mi
C
Urshan Graduate School of Theology
120 students · 14.7 mi

Frequently Asked Questions

How does Augusta, MO rate as a rental market?

Augusta, MO scores 3.0/5 for investability. Home values sit at $568K and rents near $1,395/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How much should I expect to pay for a home in Augusta, MO?

Typical homes in Augusta, MO go for around $568K. The 5-year CAGR of 0.0% measured price movement.

What do landlords charge for rent in Augusta, MO?

Rent in Augusta, MO is around $1,395/mo. The resulting rent-to-value relationship with $568K pricing is reasonable for most investor models.

Do rentals sit vacant long in Augusta, MO?

Expect elevated vacancy in Augusta, MO. Rents at $1,395/mo are absorbed by the tenant base without meaningful lag.

What investment strategy works best in Augusta, MO?

Most investors in Augusta, MO run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 63332 now. You don’t know where it ranks.

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How 63332 ranks in St. Louis, MO-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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