Real Estate Investing in Blaine, Minnesota (55449)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Anoka County • Population: 33,367 • Data updated: September 2026

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Should you buy in 55449 (Blaine, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Blaine, MN (55449)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $463,628
Avg Monthly Rent $2,405
1% Rule ✗ Does Not Meet
Median Income $121,346
% Renters 12.4%

Market Analysis: 55449 Blaine

This part of Anoka County is not an easy win. The 55449 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 55449 is sturdy only for operators who understand what they are buying. A $464K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Blaine have seen price recovery that 55449 has not matched. Anoka County data supports the view that the spread is structural rather than temporary.

A durable renter share of 12% in 55449 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 55449 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Blaine:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,405/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 55449

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
5BR
+4.9% 5yr CAGR
Best Overall Value
5BR
$123,332/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $298,308 $2,140 5.2% +3.8% $149,154
3BR $398,616 $2,830 5.1% +4.0% $132,872
4BR $519,963 $3,170 4.4% +4.9% $129,991
5BR $616,661 +4.9% $123,332

Market Trends

Home Value History (with trend line)

$486K$428K$369K$311K$253K$195KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,502$2,420$2,339$2,258$2,177$2,096Mar 2024May 2025Jul 2026

📊 How Does 55449 Compare?

Metric 55449 Blaine Minnesota
Home Value $463,628 $403,009 $340,597
5-Year CAGR 2.3% 2.7% 4.9%
Avg Rent $2,405 $2,192 -
Cap Rate 4.1% 4.3% -
💡 Why Invest in 55449? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55449 (Blaine, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.3%
Slow

📊 Market Snapshot

Home Value $463,628
Monthly Rent $2,405
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year +6.9% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.7%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.3%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55449

Population: 33,367

💰 Median Household Income
$121,346
This area
$121,346
State
$77,168
USA
$74,580
🏠 Renter Occupied
12.4%
This area
12.4%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-3.2%
USA
3.7%
🎓 College Educated
45.8%
This area
45.8%
State
20.0%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
2.7%
This area
2.7%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 78.1%
Asian 8.6%
Other/Mixed 7.3%
Black/African American 6.0%
Hispanic/Latino 3.4%
👶 Under 18
28.6%
This area
28.6%
USA
22.0%
👴 65 and Over
10.8%
This area
10.8%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55449

B+ Avg School Grade
4 Schools
11.9:1 Avg Class Size
$15,372 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Centerview Elementary

📚 K – 04 Elementary
👥
640 Students
👨‍🏫
13.8:1 Class Size
💰
$14,649 Per Student
A Very Good

NORTHPOINT ELEMENTARY

📚 K – 04 Elementary
👥
515 Students
👨‍🏫
14.7:1 Class Size
💰
$14,649 Per Student
B+ Above Average

Sunrise Elementary

📚 K – 05 Elementary
👥
996 Students
👨‍🏫
15.6:1 Class Size
💰
$16,817 Per Student
C+ Average

Willows

📚 06 – 12 High School
👥
11 Students
👨‍🏫
3.7:1 Class Size

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

JEFFERSON ELEMENTARY

📚 K – 05 Elementary
📍 11331 JEFFERSON ST NE, BLAINE
👥
648 Students
👨‍🏫
13.7:1 Class Size
💰
$16,817 Per Student
A Very Good

JOHNSVILLE ELEMENTARY

📚 K – 05 Elementary
📍 991 125TH AVE NE, BLAINE
👥
656 Students
👨‍🏫
14.5:1 Class Size
💰
$16,817 Per Student
A Very Good

MADISON ELEMENTARY

📚 K – 05 Elementary
📍 650 TERRITORIAL RD NE, BLAINE
👥
424 Students
👨‍🏫
12.4:1 Class Size
💰
$16,817 Per Student
B+ Above Average

University Avenue Elementary - Aero

📚 Pre-K – 05 Elementary
📍 9901 UNIVERSITY AVE NE, BLAINE
👥
615 Students
👨‍🏫
15.5:1 Class Size
💰
$16,817 Per Student
B Good

ROOSEVELT MIDDLE

📚 06 – 08 Middle
📍 650 125TH AVE NE, BLAINE
👥
1,012 Students
👨‍🏫
16.7:1 Class Size
💰
$16,817 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 6,491 Off-Campus Students
D
Empire Beauty School-Spring Lake Park
80 students · 5.0 mi
C
Anoka-Ramsey Community College
7,843 students · 7.6 mi
C+
Bethel University
3,521 students · 8.1 mi
C
University of Northwestern-St Paul
3,262 students · 9.7 mi
C
North Hennepin Community College
5,195 students · 9.9 mi
C
Anoka Technical College
1,822 students · 11.2 mi
C
Hennepin Technical College
3,891 students · 11.2 mi
C
American Academy of Health and Wellness
29 students · 11.5 mi

Investor Insight: With 6,491 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Blaine, MN?

Blaine, MN shows an investability rating of 3.0/5, with median home values near $464K and average rents around $2,405/mo. That combination puts it in the substantial tier for investor interest.

What kind of vacancy should I budget for in Blaine, MN?

Blaine, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much is rent in Blaine, MN?

Rents in Blaine, MN run near $2,405/mo. Compared with median home prices of $464K that produces solid gross yields for typical rentals.

Can owner-occupants cash flow in Blaine, MN?

Blaine, MN is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $464K price point reasonable to enter.

What is it like being a landlord in Blaine, MN?

MN ranks as a balanced state for landlord-tenant law. Blaine generally follows the statewide framework, so landlords face reasonable operating rules.

You know 55449 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55449 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 55449 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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