Real Estate Investing in Circle Pines, Minnesota (55014)
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Should you buy in 55014 (Circle Pines, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Circle Pines, MN (55014)?
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Market Analysis: 55014 Circle Pines
Not every below-median market is a bargain. Circle Pines's 55014 ZIP shows signals that favor experienced operators who can absorb the risk $386K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 55014 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 55014 and stronger Circle Pines ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 55014 includes headwinds that any investor should price in. Income distribution skews lower than Circle Pines averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 55014 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Circle Pines:
Property Strategy for 55014
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $281,851 | $1,840 | 4.7% | +4.6% | $140,926 |
| 3BR | $357,344 | $2,440 | 4.9% | +5.2% | $119,115 |
| 4BR | $420,423 | $2,720 | 4.7% | +5.2% | $105,106 |
| 5BR | $482,832 | — | — | +5.8% | $96,566 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55014 Compare?
| Metric | 55014 | Circle Pines | Minnesota |
|---|---|---|---|
| Home Value | $386,224 | $386,224 | $340,597 |
| 5-Year CAGR | 3.2% | 3.2% | 4.9% |
| Avg Rent | $1,806 | $1,806 | - |
| Cap Rate | 3.7% | 3.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55014 (Circle Pines, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $386,224 |
| Monthly Rent | $1,806 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | -9.3% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55014
Population: 28,975
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55014
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,463 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are there empty rentals in Circle Pines, MN?
Circle Pines, MN carries elevated vacancy risk. Expect reliable absorption at market rents of $1,806/mo.
Where do home prices stand in Circle Pines, MN?
Expect median prices around $386K in Circle Pines, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Should investors consider Circle Pines, MN?
Yes - Circle Pines, MN a 3.0/5 investability score. With $386K home prices against $1,806/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the smart move for investors in Circle Pines, MN?
Investors usually favor careful cash-flow rentals with hands-on management in Circle Pines, MN. With home values at $386K and rents near $1,806/mo, other strategies can work but produce even-keeled rather than outsized returns.
What monthly rent should investors expect in Circle Pines, MN?
Rents in Circle Pines, MN run near $1,806/mo. Compared with median home prices of $386K that produces solid gross yields for typical rentals.
You know 55014 now. You don’t know where it ranks.
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How 55014 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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