Real Estate Investing in Shoreview, Minnesota (55126)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55126 (Shoreview, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Shoreview, MN (55126)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55126 Shoreview
Turning to rents, ZIP 55126 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $421K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 55126 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 55126's metrics run below Ramsey County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Turning to rents, 27,484 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 55126 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Shoreview:
Property Strategy for 55126
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $128,101 | $1,500 | 8.4% | +3.5% | $128,101 |
| 2BR | $276,848 | $1,820 | 4.7% | +3.4% | $138,424 |
| 3BR | $390,108 | $2,410 | 4.4% | +4.3% | $130,036 |
| 4BR | $485,537 | $2,700 | 4.0% | +4.4% | $121,384 |
| 5BR | $622,994 | — | — | +4.7% | $124,599 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55126 Compare?
| Metric | 55126 | Shoreview | Minnesota |
|---|---|---|---|
| Home Value | $420,899 | $420,899 | $340,597 |
| 5-Year CAGR | 2.9% | 2.9% | 4.9% |
| Avg Rent | $1,860 | $1,860 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55126 (Shoreview, MN). Anonymous, moderated, never written by AI.
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Property managers serving Ramsey County
Manage rentals here? List your business →Property Care provides HOA Management services. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Spire Community Management provides HOA management services in Minnesota, with a local phone number for the state. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $420,899 |
| Monthly Rent | $1,860 |
| Price-to-Rent | 18.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.5% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55126
Population: 27,484
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55126
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,416 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Shoreview, MN?
The 3.0/5 investability rating in Shoreview, MN reflects its $421K prices and $1,860/mo rents. Investors generally consider it a solid option within MN.
What do rentals go for in Shoreview, MN?
Shoreview, MN rentals go for roughly $1,860/mo a month. That puts gross yield in solid territory relative to $421K acquisition costs.
Should investors worry about vacancy in Shoreview, MN?
Vacancy risk in Shoreview, MN is elevated. That supports reliable cash flow for typical rental holds.
Is Shoreview, MN good for landlords?
Rental owners in Shoreview, MN deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
How do home values compare in Shoreview, MN?
Median home price in Shoreview, MN is near $421K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
You know 55126 now. You don’t know where it ranks.
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How 55126 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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