Real Estate Investing in Roseville, Minnesota (55113)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ramsey County • Population: 40,786 • Data updated: September 2026

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Should you buy in 55113 (Roseville, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Roseville, MN (55113)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $384,083
Avg Monthly Rent $1,437
1% Rule ✗ Does Not Meet
Median Income $84,854
% Renters 32.1%

Market Analysis: 55113 Roseville

ZIP 55113 inside Ramsey County looks affordable on the surface — median value of $384K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 55113 can be a a strong candidate for hunting ground — but the discount at $384K reflects genuine risk that outside investors often underestimate.

In the broader MN picture, 55113 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 55113 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 55113 is an operator game, not a passive one. Looking more closely, entry prices of $384K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roseville:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+6.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,437/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 55113

Which property type performs best in this market?

Best for Cash Flow
1BR
8.0% cap rate
Best for Appreciation
3BR
+3.8% 5yr CAGR
Best Overall Value
5BR
$101,100/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $125,450 $1,400 8.0% +2.4% $125,450
2BR $261,949 $1,700 4.7% +2.8% $130,975
3BR $360,730 $2,250 4.5% +3.8% $120,243
4BR $424,572 $2,520 4.3% +3.6% $106,143
5BR $505,501 +3.5% $101,100

Market Trends

Home Value History (with trend line)

$404K$356K$308K$260K$212K$164KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,522$1,436$1,350$1,264$1,177$1,091Feb 2022May 2024Jul 2026

📊 How Does 55113 Compare?

Metric 55113 Roseville Minnesota
Home Value $384,083 $384,083 $340,597
5-Year CAGR 2.7% 2.7% 4.9%
Avg Rent $1,437 $1,437 -
Cap Rate 2.9% 2.9% -
💡 Why Invest in 55113? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55113 (Roseville, MN). Anonymous, moderated, never written by AI.

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Property managers serving Ramsey County

Manage rentals here? List your business →
Property Care
Roseville, MN

Property Care provides HOA Management services. summary from their website

HOA
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Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website

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Spire Community Management provides HOA management services in Minnesota, with a local phone number for the state. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+2.7%
Slow

📊 Market Snapshot

Home Value $384,083
Monthly Rent $1,437
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year +6.7% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year +10.0% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+2.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55113

Population: 40,786

💰 Median Household Income
$84,854
This area
$84,854
State
$77,168
USA
$74,580
🏠 Renter Occupied
32.1%
This area
32.1%
State
18.9%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-3.2%
USA
3.7%
🎓 College Educated
55.2%
This area
55.2%
State
20.0%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 73.8%
Other/Mixed 10.4%
Asian 8.2%
Black/African American 7.6%
Hispanic/Latino 4.6%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55113

B Avg School Grade
18 Schools
40.0:1 Avg Class Size
$18,512 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CENTRAL PARK ELEMENTARY

📚 K – 06 School
👥
410 Students
👨‍🏫
14.8:1 Class Size
💰
$19,924 Per Student
A+ Excellent

PARKVIEW CENTER SCHOOL

📚 Pre-K – 08 School
👥
717 Students
👨‍🏫
13.7:1 Class Size
💰
$19,924 Per Student
A Very Good

Community School of Excellence Elem

📚 Pre-K – 04 Elementary Charter
👥
728 Students
👨‍🏫
11.2:1 Class Size
💰
$16,721 Per Student
A Very Good

BRIMHALL ELEMENTARY

📚 K – 06 School
👥
573 Students
👨‍🏫
15.9:1 Class Size
💰
$19,924 Per Student
B+ Above Average

FALCON HEIGHTS ELEMENTARY

📚 K – 06 School
👥
461 Students
👨‍🏫
20.3:1 Class Size
💰
$19,924 Per Student
B Good

Career and Life Transition Program

📚 Grade 12 High School
👥
50 Students
👨‍🏫
7.1:1 Class Size
💰
$16,732 Per Student
B Good

FAIRVIEW ALTERNATIVE HIGH SCHOOL

📚 10 – 12 High School
👥
76 Students
👨‍🏫
12.0:1 Class Size
💰
$19,924 Per Student
B Good

Minnesota Virtual Schools

📚 06 – 12 High School Charter
👥
483 Students
👨‍🏫
15.3:1 Class Size
💰
$13,698 Per Student
B Good

Roseville Area Online Elementary

📚 K – 06 School Limited Data
💰
$19,924 Per Student
B Good

Roseville Area Online High School

📚 09 – 12 High School Limited Data
💰
$19,924 Per Student
B Good

FAIRVIEW PROGRAM

📚 Pre-K – 12 K-12
👥
153 Students
👨‍🏫
18.6:1 Class Size
💰
$19,924 Per Student
C+ Average

Fairview School Readiness Plus

📚 Grade PK Elementary
👥
35 Students
💰
$19,924 Per Student
C+ Average

ROSEVILLE ADULT HIGH SCHOOL

📚 09 – 12 High School Limited Data
💰
$19,924 Per Student
C+ Average

CSE - OLL 6-8

📚 06 – 08 Middle Charter Limited Data
💰
$16,721 Per Student
C+ Average

CSE - OLL EC-5

📚 Pre-K – 05 Elementary Charter Limited Data
💰
$16,721 Per Student
C+ Average

ROSEVILLE AREA SENIOR HIGH

📚 09 – 12 High School
👥
2,316 Students
👨‍🏫
23.1:1 Class Size
💰
$19,924 Per Student
C Below Average

Community School of Excellence - MS

📚 05 – 08 School Charter
👥
575 Students
👨‍🏫
287.5:1 Class Size
💰
$16,721 Per Student
C Below Average

Children's MN Roseville PHP

📚 K – 12 K-12 Limited Data
👥
4 Students
💰
$16,732 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 4,006 Off-Campus Students
C
American Academy of Health and Wellness
29 students · 0.4 mi
C
University of Northwestern-St Paul
3,262 students · 1.6 mi
C
Luther Seminary
348 students · 2.8 mi
C+
Bethel University
3,521 students · 3.1 mi
C
Hamline University
2,432 students · 3.3 mi
D
United Theological Seminary of the Twin Cities
244 students · 4.2 mi
C
Concordia University-Saint Paul
5,854 students · 4.4 mi
B+
University of Minnesota-Twin Cities
54,890 students · 4.8 mi

Investor Insight: With 4,006 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Roseville, MN?

The median home value in Roseville, MN is roughly $384K. That puts it reasonable relative to the MN statewide average.

Are tenants stable in Roseville, MN?

The tenant pool in Roseville, MN is solid, supported by local employment and population fundamentals. Rents of $1,437/mo are well-absorbed by the market.

What are vacancy rates like in Roseville, MN?

Roseville, MN carries elevated vacancy risk. Expect reliable absorption at market rents of $1,437/mo.

Is Roseville, MN a friendly market for rental owners?

Rental owners in Roseville, MN deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.

Is Roseville, MN a good market for buy-and-hold investors?

Roseville, MN scores 3.0/5 for investability. Home values sit at $384K and rents near $1,437/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

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How 55113 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

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Cash Flow → Appreciation → Affordable →
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