Real Estate Investing in Arcadia, Wisconsin (54612)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trempealeau County • Population: 5,745 • Data updated: September 2026

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Should you buy in 54612 (Arcadia, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Arcadia, WI (54612)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,677
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $64,348
% Renters 32.4%

Market Analysis: 54612 Arcadia

Not every below-median market is a bargain. Arcadia's 54612 ZIP registers signals that favor experienced operators who can absorb the risk $264K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $264K asset, 54612 is the wrong submarket. If the plan prices in friction, the yield can still work.

On the rental side, 54612 offers a low basis, the region around Arcadia has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 54612 ZIP's population of 5,745 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

Strategy in 54612 is an operator game, not a passive one. On the rental side, entry prices of $264K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Arcadia:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+10.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$276K$242K$208K$175K$141K$107KJan 2012May 2019Jul 2026

📊 How Does 54612 Compare?

Metric 54612 Arcadia Wisconsin
Home Value $263,677 $263,677 $320,446
5-Year CAGR 5.5% 5.5% 7.3%
Avg Rent $999 $999 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 54612? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54612 (Arcadia, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $263,677
Monthly Rent $999
Price-to-Rent 22.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +10.1% ▲
3-Year CAGR +7.0% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54612

Population: 5,745

💰 Median Household Income
$64,348
This area
$64,348
State
$73,177
USA
$74,580
🏠 Renter Occupied
32.4%
This area
32.4%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-1.8%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
17.1%
USA
33.7%
👤 Median Age
36.1 years
This area
36.1 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 74.1%
Other/Mixed 25.8%
Hispanic/Latino 24.2%
Black/African American 0.2%
👶 Under 18
33.2%
This area
33.2%
USA
22.0%
👴 65 and Over
13.7%
This area
13.7%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54612

A+ Avg School Grade
3 Schools
13.5:1 Avg Class Size
$17,279 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Arcadia Elementary

📚 Pre-K – 04 Elementary
👥
531 Students
👨‍🏫
11.9:1 Class Size
💰
$17,279 Per Student
A+ Excellent

Arcadia Middle

📚 05 – 08 School
👥
332 Students
👨‍🏫
13.2:1 Class Size
💰
$17,279 Per Student
A Very Good

Arcadia High

📚 09 – 12 High School
👥
430 Students
👨‍🏫
15.5:1 Class Size
💰
$17,279 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How high is vacancy risk in Arcadia, WI?

Vacancy risk in Arcadia, WI is elevated. That supports steady cash flow for typical rental holds.

What is the typical renter like in Arcadia, WI?

Tenant quality in Arcadia, WI ranks as solid. Landlords generally report even-keeled occupancy at market rents of $999/mo.

Which investment style suits Arcadia, WI?

A careful cash-flow rentals with hands-on management strategy Arcadia, WI best. The market produces even-keeled results for that approach at the $264K price point.

What is the average home sale price in Arcadia, WI?

Expect median prices around $264K in Arcadia, WI. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

How much do tenants pay in Arcadia, WI?

Rent in Arcadia, WI is around $999/mo. The resulting rent-to-value relationship with $264K pricing is reasonable for most investor models.

You know 54612 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54612 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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