Real Estate Investing in Trempealeau, Wisconsin (54661)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54661 (Trempealeau, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 28.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Trempealeau, WI (54661)?
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Market Analysis: 54661 Trempealeau
The 54661 ZIP in Trempealeau, WI is a local-operator market. Outside capital chasing a $364K entry has to pair deep knowledge with the discount.
Meanwhile, the numbers look inviting — $364K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54661 is substantial and deserves full respect.
Regionally, 54661 sits on the difficult end of the WI spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
The 54661 ZIP's population of 3,788 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Experienced landlords with local relationships tend to find 54661 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Trempealeau:
Market Trends
Home Value History (with trend line)
📊 How Does 54661 Compare?
| Metric | 54661 | Trempealeau | Wisconsin |
|---|---|---|---|
| Home Value | $363,690 | $300,052 | $320,446 |
| 5-Year CAGR | 8.2% | 7.0% | 7.3% |
| Avg Rent | $1,062 | $968 | - |
| Cap Rate | 2.3% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54661 (Trempealeau, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $363,690 |
| Monthly Rent | $1,062 |
| Price-to-Rent | 28.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +8.2% ▲ |
| 10-Year CAGR | +8.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54661
Population: 3,788
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54661
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Do rentals sit vacant long in Trempealeau, WI?
Occupancy in Trempealeau, WI runs reliable with elevated vacancy. Well-priced units at $1,062/mo lease on reasonable timelines.
Does Trempealeau, WI make sense for an investment property?
Trempealeau, WI clocks in at an investability rating of 3.0/5, with median home values near $364K and average rents around $1,062/mo. That combination puts it in the sturdy tier for investor interest.
How much does a house cost in Trempealeau, WI?
Median home price in Trempealeau, WI is near $364K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
Are landlord laws favorable in Trempealeau, WI?
For rental operators, Trempealeau, WI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What does house hacking look like in Trempealeau, WI?
House hacking in Trempealeau, WI is reasonable to execute. Prices around $364K and rents of $1,062/mo solid owner-occupant economics.
You know 54661 now. You don’t know where it ranks.
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