Real Estate Investing in Holmen, Wisconsin (54636)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54636 (Holmen, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.1 — hard to cash-flow at these prices.
What’s happening in Holmen, WI (54636)?
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Market Analysis: 54636 Holmen
Meanwhile, ZIP 54636 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $428K median. It rewards specialists, not generalists.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 54636 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 54636 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
On the rental side, 16,784 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Holmen:
Property Strategy for 54636
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $285,193 | $1,280 | 3.2% | +8.1% | $142,597 |
| 3BR | $372,140 | $1,660 | 3.2% | +7.0% | $124,047 |
| 4BR | $423,431 | $2,090 | 3.6% | +6.8% | $105,858 |
| 5BR | $500,196 | — | — | +6.9% | $100,039 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 54636 Compare?
| Metric | 54636 | Holmen | Wisconsin |
|---|---|---|---|
| Home Value | $427,548 | $427,548 | $320,446 |
| 5-Year CAGR | 5.4% | 5.4% | 7.3% |
| Avg Rent | $1,421 | $1,421 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54636 (Holmen, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $427,548 |
| Monthly Rent | $1,421 |
| Price-to-Rent | 25.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54636
Population: 16,784
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54636
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,771 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What price range are homes in Holmen, WI?
The median home value in Holmen, WI is roughly $428K. That puts it reasonable relative to the WI statewide average.
How high is vacancy risk in Holmen, WI?
Holmen, WI carries elevated vacancy risk. Expect consistent absorption at market rents of $1,421/mo.
How does Holmen, WI rate as a rental market?
Holmen, WI rates 3.0/5 for investability. With median values at $428K and rents near $1,421/mo, the market offers reasonable fundamentals for rental investors.
Are landlord laws favorable in Holmen, WI?
Holmen, WI operates under WI law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
How should investors approach Holmen, WI?
Most investors in Holmen, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 54636 now. You don’t know where it ranks.
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How 54636 ranks in La Crosse-Onalaska, WI-MN
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