Real Estate Investing in Galesville, Wisconsin (54630)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trempealeau County • Population: 4,328 • Data updated: September 2026

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Should you buy in 54630 (Galesville, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Galesville, WI (54630)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $323,669
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $83,313
% Renters 22.7%

Market Analysis: 54630 Galesville

ZIP 54630 in Galesville, WI carries a substantial set of headwinds. Home values near $324K and rents of $954/mo sit inside a market where underwriting has to be tight.

The investment case in 54630 is resilient only for operators who understand what they are buying. A $324K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 54630 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 54630 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. solid returns are possible in 54630, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Galesville:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$339K$295K$252K$208K$164K$121KMar 2009Nov 2017Jul 2026

📊 How Does 54630 Compare?

Metric 54630 Galesville Wisconsin
Home Value $323,669 $323,669 $320,446
5-Year CAGR 7.7% 7.7% 7.3%
Avg Rent $954 $954 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 54630? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54630 (Galesville, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+7.7%
Strong

📊 Market Snapshot

Home Value $323,669
Monthly Rent $954
Price-to-Rent 28.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54630

Population: 4,328

💰 Median Household Income
$83,313
This area
$83,313
State
$73,177
USA
$74,580
🏠 Renter Occupied
22.7%
This area
22.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-1.8%
USA
3.7%
🎓 College Educated
22.0%
This area
22.0%
State
17.1%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
3.5%
This area
3.5%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.4%
Asian 1.1%
Hispanic/Latino 0.3%
Black/African American 0.1%
👶 Under 18
23.1%
This area
23.1%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54630

A Avg School Grade
3 Schools
12.9:1 Avg Class Size
$16,481 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Galesville-Ettrick-Trempealeau High

📚 09 – 12 High School
👥
415 Students
👨‍🏫
13.2:1 Class Size
💰
$16,481 Per Student
B+ Above Average

Galesville Elementary

📚 Pre-K – 05 Elementary
👥
260 Students
👨‍🏫
12.8:1 Class Size
💰
$16,481 Per Student
B+ Above Average
👥
275 Students
👨‍🏫
12.6:1 Class Size
💰
$16,481 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 1,419 Off-Campus Students
C
Minnesota State College Southeast
2,020 students · 14.0 mi
B
Winona State University
6,058 students · 14.7 mi

Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Galesville, WI?

Galesville, WI home values average about $324K. That price point suits investors targeting rentals with $954/mo in monthly income.

Which real estate strategy fits Galesville, WI?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Galesville, WI. The numbers - $324K homes against $954/mo rents - support that play.

How strong is tenant demand in Galesville, WI?

Galesville, WI draws a measured base of working renters. Demand at the $954/mo rent level is reasonable for standard single-family and small multi rentals.

Does house hacking make sense in Galesville, WI?

House hacking in Galesville, WI is reasonable to execute. Prices around $324K and rents of $954/mo solid owner-occupant economics.

How strict are landlord regulations in Galesville, WI?

Galesville, WI operates under WI law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

You know 54630 now. You don’t know where it ranks.

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