Real Estate Investing in Fountain City, Wisconsin (54629)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54629 (Fountain City, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.1% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fountain City, WI (54629)?
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Market Analysis: 54629 Fountain City
The 54629 ZIP in Fountain City, WI is a local-operator market. Outside capital chasing a $290K entry has to pair deep knowledge with the discount.
From a cash-flow lens, the numbers look inviting — $290K purchase price, 0.0% nominal cap — the work to hit that pro forma in 54629 is substantial and deserves full respect.
Within WI, ZIP 54629 trails on several market indicators that neighboring Buffalo County submarkets outperform. The gap is real and durable enough to shape underwriting.
On the rental side, 2,546 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 54629 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Fountain City:
Market Trends
Home Value History (with trend line)
📊 How Does 54629 Compare?
| Metric | 54629 | Fountain City | Wisconsin |
|---|---|---|---|
| Home Value | $289,776 | $289,776 | $320,446 |
| 5-Year CAGR | 6.7% | 6.7% | 7.3% |
| Avg Rent | $1,035 | $1,035 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54629 (Fountain City, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $289,776 |
| Monthly Rent | $1,035 |
| Price-to-Rent | 23.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54629
Population: 2,546
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54629
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is Fountain City, WI for real estate investors?
Fountain City, WI scores 3.0/5 for investability. Home values sit at $290K and rents near $1,035/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What are vacancy rates like in Fountain City, WI?
Fountain City, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.
Which investment style suits Fountain City, WI?
A careful cash-flow rentals with hands-on management strategy Fountain City, WI best. The market produces steady results for that approach at the $290K price point.
What does house hacking look like in Fountain City, WI?
For house hackers, Fountain City, WI is a challenging. The $1,035/mo rent on a unit helps defray the mortgage on a $290K property.
Where do rents currently stand in Fountain City, WI?
Investors in Fountain City, WI typically see rents near $1,035/mo per month against $290K home values - a solid setup for rental cash flow.
You know 54629 now. You don’t know where it ranks.
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