Real Estate Investing in Trempealeau, Wisconsin (54625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trempealeau County • Population: 334 • Data updated: September 2026

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Should you buy in 54625 (Trempealeau, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Trempealeau, WI (54625)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $236,415
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $50,705
% Renters 12.1%

Market Analysis: 54625 Trempealeau

Not every below-median market is a bargain. Trempealeau's 54625 ZIP clocks in at signals that favor experienced operators who can absorb the risk $236K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $236K asset, 54625 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 54625 sits on the difficult end of the WI spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 54625 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 54625 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Trempealeau:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+11.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$244K$229K$214K$199K$183K$168KFeb 2021Nov 2023Jul 2026

📊 How Does 54625 Compare?

Metric 54625 Trempealeau Wisconsin
Home Value $236,415 $300,052 $320,446
5-Year CAGR 5.8% 7.0% 7.3%
Avg Rent $873 $968 -
Cap Rate 2.9% 2.6% -
💡 Why Invest in 54625? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54625 (Trempealeau, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $236,415
Monthly Rent $873
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +11.2% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54625

Population: 334

💰 Median Household Income
$50,705
This area
$50,705
State
$73,177
USA
$74,580
🏠 Renter Occupied
12.1%
This area
12.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.3%
This area
0.3%
State
-1.8%
USA
3.7%
🎓 College Educated
9.0%
This area
9.0%
State
17.1%
USA
33.7%
👤 Median Age
66.6 years
This area
66.6 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 92.9%
Other/Mixed 6.8%
Hispanic/Latino 3.7%
Asian 0.3%
👶 Under 18
9.6%
This area
9.6%
USA
22.0%
👴 65 and Over
57.7%
This area
57.7%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 1,419 Off-Campus Students
B
Winona State University
6,058 students · 8.4 mi
C
Minnesota State College Southeast
2,020 students · 8.8 mi
C
Saint Mary's University of Minnesota
3,831 students · 10.4 mi

Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in Trempealeau, WI?

The typical rental in Trempealeau, WI commands about $873/mo monthly. That rent profile measured cash flow against the $236K purchase basis.

Are tenants stable in Trempealeau, WI?

Working renters make up the core of the Trempealeau, WI tenant base. The pool is reasonable for investors targeting long-term holds.

What kind of market is Trempealeau, WI for investors?

Investors tracking Trempealeau, WI will find a 3.0/5 rating supported by $236K median home values and $873/mo rents. That profile suits long-term holders targeting stable returns.

What does house hacking look like in Trempealeau, WI?

For house hackers, Trempealeau, WI is a challenging. The $873/mo rent on a unit helps defray the mortgage on a $236K property.

What type of investing works in Trempealeau, WI?

Investors usually favor careful cash-flow rentals with hands-on management in Trempealeau, WI. With home values at $236K and rents near $873/mo, other strategies can work but produce even-keeled rather than outsized returns.

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