Real Estate Investing in Cochrane, Wisconsin (54622)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Buffalo County • Population: 2,109 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54622 (Cochrane, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.3% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cochrane, WI (54622)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,023
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $70,556
% Renters 10.2%

Market Analysis: 54622 Cochrane

The 54622 ZIP in Cochrane, WI is a local-operator market. Outside capital chasing a $250K entry has to pair deep knowledge with the discount.

Rent of $873/mo on a $250K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54622 sits below the stated 0.0% once reality is priced in.

In the broader WI picture, 54622 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A significant renter share of 10% in 54622 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 54622 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cochrane:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+10.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$263K$231K$198K$165K$133K$100KJun 2009Jan 2018Jul 2026

📊 How Does 54622 Compare?

Metric 54622 Cochrane Wisconsin
Home Value $250,023 $250,023 $320,446
5-Year CAGR 7.1% 7.1% 7.3%
Avg Rent $873 $873 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 54622? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54622 (Cochrane, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54622 (Cochrane, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $250,023
Monthly Rent $873
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +10.8% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54622

Population: 2,109

💰 Median Household Income
$70,556
This area
$70,556
State
$73,177
USA
$74,580
🏠 Renter Occupied
10.2%
This area
10.2%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-1.8%
USA
3.7%
🎓 College Educated
19.3%
This area
19.3%
State
17.1%
USA
33.7%
👤 Median Age
50.1 years
This area
50.1 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
17.3%
This area
17.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 98.1%
Other/Mixed 1.8%
Hispanic/Latino 0.5%
Black/African American 0.2%
👶 Under 18
15.9%
This area
15.9%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do home prices stand in Cochrane, WI?

Cochrane, WI home values average about $250K. That price point suits investors targeting rentals with $873/mo in monthly income.

How high is vacancy risk in Cochrane, WI?

Cochrane, WI carries elevated vacancy risk. Expect steady absorption at market rents of $873/mo.

Does Cochrane, WI make sense for an investment property?

With a 3.0/5 investability score, Cochrane, WI ranks as a solid market for rental property investors. Median prices of $250K and rents of $873/mo drive the underlying numbers.

Are landlord laws favorable in Cochrane, WI?

Rental owners in Cochrane, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How qualified is the tenant pool in Cochrane, WI?

The tenant pool in Cochrane, WI is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

You know 54622 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54622 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 54622 (Cochrane)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54622 (Cochrane, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.