Real Estate Investing in Rollingstone, Minnesota (55969)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55969 (Rollingstone, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rollingstone, MN (55969)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55969 Rollingstone
ZIP 55969 inside Winona County looks affordable on the surface — median value of $323K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 55969 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader MN picture, 55969 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 55969 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 55969 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Rollingstone:
Property Strategy for 55969
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $297,558 | $1,400 | 3.4% | +7.6% | $99,186 |
| 4BR | $343,908 | $1,620 | 3.4% | +6.7% | $85,977 |
Market Trends
Home Value History (with trend line)
📊 How Does 55969 Compare?
| Metric | 55969 | Rollingstone | Winona, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $322,893 | $322,893 | N/A | $340,597 |
| 5-Year CAGR | 6.0% | 6.0% | N/A | 4.9% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55969 (Rollingstone, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $322,893 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 26.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.4% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +3.9% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +6.0% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55969
Population: 1,155
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55969
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How should investors approach Rollingstone, MN?
The best-fit strategy in Rollingstone, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How landlord-friendly is Rollingstone, MN?
For rental operators, Rollingstone, MN rates as balanced. The regulatory environment standard buy-and-hold operations.
What is the investability score for Rollingstone, MN?
Rollingstone, MN scores 3.0/5 for investability. Home values sit at $323K and rents near $1,008/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Is Rollingstone, MN a good market for FHA house hackers?
The a challenging house-hack environment in Rollingstone, MN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Do rentals sit vacant long in Rollingstone, MN?
Rollingstone, MN sees elevated vacancy, which is reasonable relative to the broader MN rental market.
You know 55969 now. You don’t know where it ranks.
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How 55969 ranks in Winona, MN
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