Real Estate Investing in Lewiston, Minnesota (55952)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Winona County • Population: 2,689 • Data updated: September 2026

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Should you buy in 55952 (Lewiston, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.7% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lewiston, MN (55952)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $311,009
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $89,844
% Renters 23.3%

Market Analysis: 55952 Lewiston

ZIP 55952 in Lewiston, MN carries a healthy set of headwinds. Home values near $311K and rents of $1,026/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 55952 can be a a credible choice for hunting ground — but the discount at $311K reflects genuine risk that outside investors often underestimate.

In the broader MN picture, 55952 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 55952 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 55952 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lewiston:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+2.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Winona, MN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Winona, MN metro data
🏠

Property Strategy for 55952

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
3BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$81,584/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $272,747 $1,430 3.8% +7.6% $90,916
4BR $326,334 $1,650 3.6% +7.3% $81,584

Market Trends

Home Value History (with trend line)

$325K$285K$245K$205K$165K$125KMar 2011Nov 2018Jul 2026

📊 How Does 55952 Compare?

Metric 55952 Lewiston Winona, MN Minnesota
Home Value $311,009 $311,009 N/A $340,597
5-Year CAGR 5.9% 5.9% N/A 4.9%
Avg Rent $1,026 $1,026 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 55952? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55952 (Lewiston, MN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 55952 (Lewiston, MN)?

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Winona, MN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
30%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $311,009
Monthly Rent $1,026
Price-to-Rent 25.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +2.3% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.7%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55952

Population: 2,689

💰 Median Household Income
$89,844
This area
$89,844
State
$77,168
USA
$74,580
🏠 Renter Occupied
23.3%
This area
23.3%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-3.2%
USA
3.7%
🎓 College Educated
28.1%
This area
28.1%
State
20.0%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.7%
This area
8.7%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 84.7%
Other/Mixed 10.8%
Hispanic/Latino 5.6%
Asian 3.8%
Black/African American 0.6%
👶 Under 18
26.0%
This area
26.0%
USA
22.0%
👴 65 and Over
14.4%
This area
14.4%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55952

A Avg School Grade
2 Schools
10.8:1 Avg Class Size
$15,681 Avg Per Pupil

Schools in This ZIP Code

A Very Good

LEWISTON-ALTURA ELEMENTARY

📚 Pre-K – 05 Elementary
👥
225 Students
👨‍🏫
9.4:1 Class Size
💰
$15,681 Per Student
A Very Good

LEWISTON-ALTURA SECONDARY

📚 06 – 12 High School
👥
366 Students
👨‍🏫
12.3:1 Class Size
💰
$15,681 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,419 Off-Campus Students
C
Saint Mary's University of Minnesota
3,831 students · 10.1 mi
B
Winona State University
6,058 students · 12.2 mi
C
Minnesota State College Southeast
2,020 students · 12.5 mi

Investor Insight: With 1,419 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Lewiston, MN?

Typical homes in Lewiston, MN go for around $311K. The 5-year CAGR of 0.0% stable price movement.

How qualified is the tenant pool in Lewiston, MN?

Tenant quality in Lewiston, MN ranks as solid. Landlords generally report stable occupancy at market rents of $1,026/mo.

Is Lewiston, MN a smart market for rental property?

Our data puts Lewiston, MN at 3.0/5 for investability. Home prices of $311K and rents around $1,026/mo create a solid backdrop for investor activity.

How should investors approach Lewiston, MN?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Lewiston, MN. The numbers - $311K homes against $1,026/mo rents - support that play.

Are landlord laws favorable in Lewiston, MN?

MN law balanced for landlords, and Lewiston inherits those rules. Investors should still review local ordinances for rental licensing.

You know 55952 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55952 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 55952 ranks in Winona, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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