Real Estate Investing in Rushford Village, Minnesota (55971)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fillmore County • Population: 2,910 • Data updated: September 2026

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Should you buy in 55971 (Rushford Village, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rushford Village, MN (55971)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $284,609
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $76,691
% Renters 19.1%

Market Analysis: 55971 Rushford Village

The 55971 ZIP covers a section of Rushford Village that demands careful diligence. Prices near $285K look accessible, but the work to make a deal cash flow is real.

The 55971 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MN, ZIP 55971 trails on several market indicators that neighboring Fillmore County submarkets outperform. The gap is real and durable enough to shape underwriting.

Who lives in 55971 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 55971 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rushford Village:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Rochester, MN Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, MN metro data
🏠

Property Strategy for 55971

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
4BR
+7.8% 5yr CAGR
Best Overall Value
3BR
$85,235/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $217,131 $1,110 3.7% +7.0% $108,566
3BR $255,704 $1,470 4.1% +6.7% $85,235
4BR $350,624 $1,800 3.7% +7.8% $87,656

Market Trends

Home Value History (with trend line)

$298K$261K$224K$187K$150K$114KJul 2006Jul 2016Jul 2026

📊 How Does 55971 Compare?

Metric 55971 Rushford Village Rochester, MN Minnesota
Home Value $284,609 $284,609 N/A $340,597
5-Year CAGR 5.1% 5.1% N/A 4.9%
Avg Rent $999 $999 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 55971? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55971 (Rushford Village, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.1%
Moderate

📉 Market Crash Risk Index

Based on Rochester, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
37%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $284,609
Monthly Rent $999
Price-to-Rent 23.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +3.1% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55971

Population: 2,910

💰 Median Household Income
$76,691
This area
$76,691
State
$77,168
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-3.2%
USA
3.7%
🎓 College Educated
28.2%
This area
28.2%
State
20.0%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 1.8%
Hispanic/Latino 1.1%
Asian 1.1%
Black/African American 0.2%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
4.5%
This area
4.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55971

B+ Avg School Grade
3 Schools
14.0:1 Avg Class Size
$15,876 Avg Per Pupil

Schools in This ZIP Code

A Very Good

RUSHFORD-PETERSON ELEMENTARY

📚 Pre-K – 05 Elementary
👥
260 Students
👨‍🏫
11.2:1 Class Size
💰
$15,876 Per Student
B+ Above Average

RUSHFORD-PETERSON SENIOR HIGH

📚 09 – 12 High School
👥
223 Students
👨‍🏫
14.8:1 Class Size
💰
$15,876 Per Student
B Good

RUSHFORD-PETERSON MIDDLE

📚 06 – 08 Middle
👥
149 Students
👨‍🏫
16.1:1 Class Size
💰
$15,876 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do landlords charge for rent in Rushford Village, MN?

The typical rental in Rushford Village, MN commands about $999/mo monthly. That rent profile reliable cash flow against the $285K purchase basis.

Where do home prices stand in Rushford Village, MN?

Typical homes in Rushford Village, MN go for around $285K. The 5-year CAGR of 0.0% measured price movement.

How does Rushford Village, MN rate as a rental market?

Our data puts Rushford Village, MN at 3.0/5 for investability. Home prices of $285K and rents around $999/mo create a solid backdrop for investor activity.

Does house hacking make sense in Rushford Village, MN?

The a challenging house-hack environment in Rushford Village, MN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Which investment style suits Rushford Village, MN?

In Rushford Village, MN the impressive play is typically careful cash-flow rentals with hands-on management. The combination of $285K prices and $999/mo rents suits that approach.

You know 55971 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55971 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 55971 ranks in Rochester, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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