Real Estate Investing in Houston, Minnesota (55943)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55943 (Houston, MN)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.2% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 30.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Houston, MN (55943)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55943 Houston
ZIP 55943 inside Houston County looks affordable on the surface — median value of $352K — but the discount exists for reasons that a careful buyer should understand before committing.
Stepping back, the numbers look inviting — $352K purchase price, 0.0% nominal cap — the work to hit that pro forma in 55943 is substantial and deserves full respect.
In the broader MN picture, 55943 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 55943 ZIP's population of 3,070 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Strategically, 55943 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Houston:
Property Strategy for 55943
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $258,151 | $1,080 | 3.0% | +8.8% | $129,076 |
| 3BR | $315,426 | $1,430 | 3.3% | +9.8% | $105,142 |
| 4BR | $370,601 | $1,800 | 3.5% | +9.0% | $92,650 |
Market Trends
Home Value History (with trend line)
📊 How Does 55943 Compare?
| Metric | 55943 | Houston | Minnesota |
|---|---|---|---|
| Home Value | $352,048 | $352,048 | $340,597 |
| 5-Year CAGR | 8.3% | 8.3% | 4.9% |
| Avg Rent | $972 | $972 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55943 (Houston, MN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 55943 (Houston, MN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $352,048 |
| Monthly Rent | $972 |
| Price-to-Rent | 30.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.2% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +8.3% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55943
Population: 3,070
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55943
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What type of investing works in Houston, MN?
The best-fit strategy in Houston, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much rent can I charge in Houston, MN?
Rent in Houston, MN is around $972/mo. The resulting rent-to-value relationship with $352K pricing is reasonable for most investor models.
How expensive is real estate in Houston, MN?
Houston, MN median home values land near $352K. That is reasonable territory for investors looking at $972/mo-per-month rentals.
How high is vacancy risk in Houston, MN?
Expect elevated vacancy in Houston, MN. Rents at $972/mo are absorbed by the tenant base without meaningful lag.
Is MN a landlord-friendly state?
Rental owners in Houston, MN deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
You know 55943 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55943 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 55943 ranks in La Crosse-Onalaska, WI-MN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 55943 (Houston)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 55943 (Houston, MN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.