Real Estate Investing in Independence, Wisconsin (54747)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54747 (Independence, WI)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Independence, WI (54747)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54747 Independence
ZIP 54747 inside Trempealeau County looks affordable on the surface — median value of $247K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 54747 can be a a strong candidate for hunting ground — but the discount at $247K reflects genuine risk that outside investors often underestimate.
In the broader WI picture, 54747 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 54747 includes headwinds that any investor should price in. Income distribution skews lower than Independence averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 54747 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Independence:
Market Trends
Home Value History (with trend line)
📊 How Does 54747 Compare?
| Metric | 54747 | Independence | Wisconsin |
|---|---|---|---|
| Home Value | $246,502 | $246,502 | $320,446 |
| 5-Year CAGR | 8.0% | 8.0% | 7.3% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.9% | 2.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54747 (Independence, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $246,502 |
| Monthly Rent | $900 |
| Price-to-Rent | 22.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +11.9% ▲ |
| 3-Year CAGR | +9.6% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54747
Population: 2,685
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54747
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How tight is the rental market in Independence, WI?
Independence, WI carries elevated vacancy risk. Expect predictable absorption at market rents of $900/mo.
Is it easy to find good tenants in Independence, WI?
Tenant demand in Independence, WI is solid. The local workforce $900/mo rents across most rental classes.
Which real estate strategy fits Independence, WI?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Independence, WI. The numbers - $247K homes against $900/mo rents - support that play.
Is Independence, WI good for house hacking?
The house hack math a challenging in Independence, WI. Owner-occupant buyers benefit from the $900/mo rents and $247K home values.
Is Independence, WI a good market for buy-and-hold investors?
Investors tracking Independence, WI will find a 3.0/5 rating supported by $247K median home values and $900/mo rents. That profile suits long-term holders targeting steady returns.
You know 54747 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 54747 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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