Real Estate Investing in Whitehall, Wisconsin (54773)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trempealeau County • Population: 3,562 • Data updated: September 2026

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Should you buy in 54773 (Whitehall, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.5% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Whitehall, WI (54773)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,735
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $69,718
% Renters 25.9%

Market Analysis: 54773 Whitehall

The 54773 ZIP in Whitehall, WI is a local-operator market. Outside capital chasing a $244K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 54773 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 54773 sits on the difficult end of the WI spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 54773 includes headwinds that any investor should price in. Income distribution skews lower than Whitehall averages, and tenant stability requires active management.

The 54773 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Whitehall:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+11.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$257K$224K$190K$157K$124K$90KMar 2009Nov 2017Jul 2026

📊 How Does 54773 Compare?

Metric 54773 Whitehall Wisconsin
Home Value $243,735 $243,735 $320,446
5-Year CAGR 5.7% 5.7% 7.3%
Avg Rent $873 $873 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 54773? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54773 (Whitehall, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $243,735
Monthly Rent $873
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +11.5% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54773

Population: 3,562

💰 Median Household Income
$69,718
This area
$69,718
State
$73,177
USA
$74,580
🏠 Renter Occupied
25.9%
This area
25.9%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-1.8%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
17.1%
USA
33.7%
👤 Median Age
40.4 years
This area
40.4 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
11.5%
This area
11.5%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 92.6%
Other/Mixed 6.6%
Hispanic/Latino 4.8%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
24.8%
This area
24.8%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54773

A+ Avg School Grade
2 Schools
11.9:1 Avg Class Size
$18,332 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Whitehall Memorial Junior/Senior High

📚 07 – 12 High School
👥
321 Students
👨‍🏫
10.5:1 Class Size
💰
$18,332 Per Student
A+ Excellent

Whitehall Memorial Elementary

📚 Pre-K – 06 School
👥
437 Students
👨‍🏫
13.4:1 Class Size
💰
$18,332 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Whitehall, WI?

Typical homes in Whitehall, WI go for around $244K. The 5-year CAGR of 0.0% stable price movement.

Do landlords face vacancy issues in Whitehall, WI?

Expect elevated vacancy in Whitehall, WI. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

Are rents high in Whitehall, WI?

Rents in Whitehall, WI run near $873/mo. Compared with median home prices of $244K that produces solid gross yields for typical rentals.

Does Whitehall, WI favor landlords or tenants?

Rental owners in Whitehall, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the tenant pool like in Whitehall, WI?

The tenant pool in Whitehall, WI is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

You know 54773 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54773 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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