Real Estate Investing in Algoma, Wisconsin (54201)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kewaunee County • Population: 5,178 • Data updated: September 2026

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Should you buy in 54201 (Algoma, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Algoma, WI (54201)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $276,106
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $71,371
% Renters 15.4%

Market Analysis: 54201 Algoma

ZIP 54201 inside Kewaunee County looks affordable on the surface — median value of $276K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $276K asset, 54201 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 54201 sits on the difficult end of the WI spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 54201 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 54201 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Algoma:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+12.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Green Bay, WI Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Green Bay, WI metro data

Market Trends

Home Value History (with trend line)

$290K$251K$212K$173K$134K$96KApr 2007Dec 2016Jul 2026

📊 How Does 54201 Compare?

Metric 54201 Algoma Green Bay, WI Wisconsin
Home Value $276,106 $276,106 N/A $320,446
5-Year CAGR 8.3% 8.3% N/A 7.3%
Avg Rent $936 $936 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 54201? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54201 (Algoma, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+8.3%
Strong

📉 Market Crash Risk Index

Based on Green Bay, WI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $276,106
Monthly Rent $936
Price-to-Rent 24.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.6%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +12.2% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +8.3% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54201

Population: 5,178

💰 Median Household Income
$71,371
This area
$71,371
State
$73,177
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-1.8%
USA
3.7%
🎓 College Educated
18.0%
This area
18.0%
State
17.1%
USA
33.7%
👤 Median Age
47.0 years
This area
47.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
16.4%
This area
16.4%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 92.0%
Other/Mixed 5.8%
Hispanic/Latino 3.6%
Black/African American 1.5%
Asian 0.8%
👶 Under 18
19.1%
This area
19.1%
USA
22.0%
👴 65 and Over
24.9%
This area
24.9%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54201

B+ Avg School Grade
3 Schools
11.6:1 Avg Class Size
$15,518 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Algoma Elementary

📚 Pre-K – 06 School
👥
319 Students
👨‍🏫
9.7:1 Class Size
💰
$15,518 Per Student
A Very Good

Algoma High

📚 07 – 12 High School
👥
280 Students
👨‍🏫
11.6:1 Class Size
💰
$15,518 Per Student
B Good

Algoma Venture Academy

📚 07 – 12 High School Charter
👥
41 Students
👨‍🏫
13.7:1 Class Size
💰
$15,518 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Algoma, WI?

Algoma, WI sits at an investability rating of 3.0/5, with median home values near $276K and average rents around $936/mo. That combination puts it in the notable tier for investor interest.

What is the typical rental rate in Algoma, WI?

Investors in Algoma, WI typically see rents near $936/mo per month against $276K home values - a solid setup for rental cash flow.

Is Algoma, WI suited for a house hack?

The a challenging house-hack environment in Algoma, WI reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is housing expensive in Algoma, WI?

Algoma, WI home values average about $276K. That price point suits investors targeting rentals with $936/mo in monthly income.

What are vacancy rates like in Algoma, WI?

Vacancy in Algoma, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $936/mo.

You know 54201 now. You don’t know where it ranks.

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How 54201 ranks in Green Bay, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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