Real Estate Investing in Lomira, Wisconsin (53048)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 53048 (Lomira, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lomira, WI (53048)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 53048 Lomira
This part of Dodge County is not an easy win. The 53048 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $1,080/mo on a $329K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 53048 sits below the stated 0.0% once reality is priced in.
Meanwhile, 53048 offers a low basis, the region around Lomira has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A solid renter share of 40% in 53048 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 53048 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Lomira:
Market Trends
Home Value History (with trend line)
📊 How Does 53048 Compare?
| Metric | 53048 | Lomira | Beaver Dam, WI | Wisconsin |
|---|---|---|---|---|
| Home Value | $329,019 | $329,019 | N/A | $320,446 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 7.3% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 53048 (Lomira, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $329,019 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 25.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.9% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 53048
Population: 3,484
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 53048
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,539 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do home prices stand in Lomira, WI?
Expect median prices around $329K in Lomira, WI. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Does house hacking work in Lomira, WI?
For house hackers, Lomira, WI is a challenging. The $1,080/mo rent on a unit helps defray the mortgage on a $329K property.
Is Lomira, WI a friendly market for rental owners?
Rental owners in Lomira, WI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
How quickly do rentals get leased in Lomira, WI?
Vacancy in Lomira, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,080/mo.
How much do tenants pay in Lomira, WI?
The typical rental in Lomira, WI commands about $1,080/mo monthly. That rent profile steady cash flow against the $329K purchase basis.
You know 53048 now. You don’t know where it ranks.
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How 53048 ranks in Beaver Dam, WI
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