Real Estate Investing in Oakfield, Wisconsin (53065)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fond du Lac County • Population: 2,410 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 53065 (Oakfield, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oakfield, WI (53065)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $346,099
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $110,938
% Renters 11.8%

Market Analysis: 53065 Oakfield

This part of Fond du Lac County is not an easy win. The 53065 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 53065 can be a an appealing option for hunting ground — but the discount at $346K reflects genuine risk that outside investors often underestimate.

Within WI, ZIP 53065 trails on several market indicators that neighboring Fond du Lac County submarkets outperform. The gap is real and impressive enough to shape underwriting.

A resilient renter share of 12% in 53065 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 53065 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oakfield:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fond du Lac, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fond du Lac, WI metro data
🏠

Property Strategy for 53065

Which property type performs best in this market?

Best for Cash Flow
4BR
3.6% cap rate
Best for Appreciation
3BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$80,706/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $306,494 $1,490 3.5% +8.5% $102,165
4BR $322,824 $1,630 3.6% +8.4% $80,706

Market Trends

Home Value History (with trend line)

$362K$317K$272K$227K$182K$136KNov 2008Sep 2017Jul 2026

📊 How Does 53065 Compare?

Metric 53065 Oakfield Fond du Lac, WI Wisconsin
Home Value $346,099 $346,099 N/A $320,446
5-Year CAGR 6.9% 6.9% N/A 7.3%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 53065? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53065 (Oakfield, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Fond du Lac, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $346,099
Monthly Rent $1,035
Price-to-Rent 27.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53065

Population: 2,410

💰 Median Household Income
$110,938
This area
$110,938
State
$73,177
USA
$74,580
🏠 Renter Occupied
11.8%
This area
11.8%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-1.8%
USA
3.7%
🎓 College Educated
25.2%
This area
25.2%
State
17.1%
USA
33.7%
👤 Median Age
45.8 years
This area
45.8 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.0%
This area
5.0%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 3.8%
Hispanic/Latino 2.0%
Asian 1.1%
Black/African American 0.4%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 53065

A Avg School Grade
3 Schools
12.1:1 Avg Class Size
$17,322 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Oakfield Elementary

📚 Pre-K – 05 Elementary
👥
246 Students
👨‍🏫
11.5:1 Class Size
💰
$17,322 Per Student
A Very Good

Oakfield High

📚 09 – 12 High School
👥
169 Students
👨‍🏫
12.3:1 Class Size
💰
$17,322 Per Student
A Very Good

Oakfield Middle

📚 06 – 08 Middle
👥
116 Students
👨‍🏫
12.5:1 Class Size
💰
$17,322 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,539 Off-Campus Students
C+
Advanced College of Cosmetology
34 students · 9.0 mi
C
Marian University
1,319 students · 9.9 mi
C+
Moraine Park Technical College
3,532 students · 10.4 mi

Investor Insight: With 1,539 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do rents currently stand in Oakfield, WI?

Investors in Oakfield, WI typically see rents near $1,035/mo per month against $346K home values - a solid setup for rental cash flow.

Are eviction rules reasonable in Oakfield, WI?

For rental operators, Oakfield, WI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How strong is Oakfield, WI for real estate investors?

Oakfield, WI rates 3.0/5 for investability. With median values at $346K and rents near $1,035/mo, the market offers reasonable fundamentals for rental investors.

Does a duplex house hack pencil in Oakfield, WI?

For house hackers, Oakfield, WI is a challenging. The $1,035/mo rent on a unit helps defray the mortgage on a $346K property.

How should investors approach Oakfield, WI?

Most investors in Oakfield, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

You know 53065 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 53065 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 53065 ranks in Fond du Lac, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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