Real Estate Investing in Bloomville, Ohio (44818)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Seneca County • Population: 2,048 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 44818 (Bloomville, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bloomville, OH (44818)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $193,145
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $68,315
% Renters 15.4%

Market Analysis: 44818 Bloomville

The 44818 ZIP in Bloomville, OH is a local-operator market. Outside capital chasing a $193K entry has to pair deep knowledge with the discount.

Rent of $873/mo on a $193K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 44818 sits below the stated 0.0% once reality is priced in.

Regionally, 44818 sits on the difficult end of the OH spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

A notable renter share of 15% in 44818 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 44818 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bloomville:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Tiffin, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tiffin, OH metro data
🏠

Property Strategy for 44818

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
2BR
+7.1% 5yr CAGR
Best Overall Value
4BR
$53,791/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,629 $970 5.2% +7.1% $67,315
3BR $187,369 $1,210 4.6% +6.2% $62,456
4BR $215,163 $1,290 4.3% +6.6% $53,791

Market Trends

Home Value History (with trend line)

$202K$177K$153K$128K$104K$79KJul 2006Jul 2016Jul 2026

📊 How Does 44818 Compare?

Metric 44818 Bloomville Tiffin, OH Ohio
Home Value $193,145 $193,145 N/A $237,530
5-Year CAGR 5.7% 5.7% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 44818? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44818 (Bloomville, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 44818 (Bloomville, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Tiffin, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
50%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $193,145
Monthly Rent $873
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 44818

Population: 2,048

💰 Median Household Income
$68,315
This area
$68,315
State
$68,496
USA
$74,580
🏠 Renter Occupied
15.4%
This area
15.4%
State
25.8%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-9.1%
USA
3.7%
🎓 College Educated
16.6%
This area
16.6%
State
8.4%
USA
33.7%
👤 Median Age
45.2 years
This area
45.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 2.0%
Hispanic/Latino 1.3%
Black/African American 0.6%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby
C
Heidelberg University
1,059 students · 12.0 mi
C
Tiffin Academy of Hair Design
46 students · 12.2 mi
C
Tiffin University
3,598 students · 12.7 mi

Frequently Asked Questions

How much should I expect to pay for a home in Bloomville, OH?

Expect median prices around $193K in Bloomville, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

Does house hacking make sense in Bloomville, OH?

House hacking in Bloomville, OH is reasonable to execute. Prices around $193K and rents of $873/mo solid owner-occupant economics.

Is Bloomville, OH a smart market for rental property?

With a 3.0/5 investability score, Bloomville, OH ranks as a solid market for rental property investors. Median prices of $193K and rents of $873/mo drive the underlying numbers.

How do landlord-tenant laws work in Bloomville, OH?

OH ranks as a landlord-friendly state for landlord-tenant law. Bloomville generally follows the statewide framework, so landlords face reasonable operating rules.

How much is rent in Bloomville, OH?

Bloomville, OH rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $193K acquisition costs.

You know 44818 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44818 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 44818 ranks in Tiffin, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 44818 (Bloomville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 44818 (Bloomville, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.