Real Estate Investing in Mineral Ridge, Ohio (44440)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Trumbull County • Population: 4,932 • Data updated: September 2026

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Should you buy in 44440 (Mineral Ridge, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mineral Ridge, OH (44440)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,058
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $62,644
% Renters 20.0%

Market Analysis: 44440 Mineral Ridge

Not every below-median market is a bargain. Mineral Ridge's 44440 ZIP records signals that favor experienced operators who can absorb the risk $210K pricing implies.

The 44440 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader OH picture, 44440 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 44440 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 44440 is an operator game, not a passive one. Looking more closely, entry prices of $210K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mineral Ridge:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+10.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 44440

Which property type performs best in this market?

Best for Cash Flow
2BR
5.2% cap rate
Best for Appreciation
2BR
+9.8% 5yr CAGR
Best Overall Value
4BR
$67,379/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $134,787 $970 5.2% +9.8% $67,394
3BR $206,447 $1,270 4.4% +8.4% $68,816
4BR $269,517 $1,340 3.6% +7.9% $67,379

Market Trends

Home Value History (with trend line)

$219K$193K$166K$140K$113K$87KJul 2006Jul 2016Jul 2026

📊 How Does 44440 Compare?

Metric 44440 Mineral Ridge Ohio
Home Value $210,058 $210,058 $237,530
5-Year CAGR 7.2% 7.2% 7.4%
Avg Rent $873 $873 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 44440? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44440 (Mineral Ridge, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $210,058
Monthly Rent $873
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +10.5% ▲
3-Year CAGR +7.7% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 44440

Population: 4,932

💰 Median Household Income
$62,644
This area
$62,644
State
$68,496
USA
$74,580
🏠 Renter Occupied
20.0%
This area
20.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-9.1%
USA
3.7%
🎓 College Educated
23.0%
This area
23.0%
State
8.4%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.8%
This area
6.8%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 3.8%
Hispanic/Latino 1.9%
Black/African American 0.7%
👶 Under 18
14.0%
This area
14.0%
USA
22.0%
👴 65 and Over
28.7%
This area
28.7%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44440

A Avg School Grade
2 Schools
15.7:1 Avg Class Size
$14,287 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Mineral Ridge High School

📚 07 – 12 High School
👥
423 Students
👨‍🏫
14.6:1 Class Size
💰
$14,287 Per Student
B+ Above Average

Seaborn Elementary School

📚 Pre-K – 06 School
👥
486 Students
👨‍🏫
16.8:1 Class Size
💰
$14,287 Per Student

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Roosevelt Elementary School

📚 K – 06 School
📍 410 W 7th St, Mc Donald
👥
387 Students
👨‍🏫
14.9:1 Class Size
💰
$17,485 Per Student
A Very Good

McDonald High School

📚 07 – 12 High School
📍 600 Iowa Ave, Mc Donald
👥
335 Students
👨‍🏫
16.0:1 Class Size
💰
$17,485 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,801 Off-Campus Students
C
ETI Technical College
182 students · 4.2 mi
C
Raphael's School of Beauty Culture Inc-Niles
145 students · 4.5 mi
C
Casal Aveda Institute
93 students · 4.8 mi
D
Ross Medical Education Center-Niles
69 students · 4.8 mi
C+
Youngstown State University
11,040 students · 7.8 mi
C+
Mahoning County Career and Technical Center
74 students · 8.0 mi
C+
Choffin Career and Technical Center
73 students · 8.0 mi
D
Trumbull Career & Technical Center
47 students · 9.4 mi

Investor Insight: With 1,801 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Mineral Ridge, OH a good market for buy-and-hold investors?

Our data puts Mineral Ridge, OH at 3.0/5 for investability. Home prices of $210K and rents around $873/mo create a solid backdrop for investor activity.

How tight is the rental market in Mineral Ridge, OH?

Vacancy risk in Mineral Ridge, OH is elevated. That supports predictable cash flow for typical rental holds.

Where do home prices stand in Mineral Ridge, OH?

Mineral Ridge, OH home values average about $210K. That price point suits investors targeting rentals with $873/mo in monthly income.

How strong is the working-renter base in Mineral Ridge, OH?

The renter base in Mineral Ridge, OH is reasonable for the $873/mo price point. Screening well and pricing to market typically yields predictable tenants.

What type of investing works in Mineral Ridge, OH?

A careful cash-flow rentals with hands-on management strategy Mineral Ridge, OH best. The market produces stable results for that approach at the $210K price point.

You know 44440 now. You don’t know where it ranks.

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How 44440 ranks in Youngstown-Warren-Boardman, OH-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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