Real Estate Investing in Cedarbluff, Mississippi (39741)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39741 (Cedarbluff, MS)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.3% of homes vacant — above national norms.
- Lower household income: $33,988 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cedarbluff, MS (39741)?
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Market Analysis: 39741 Cedarbluff
ZIP 39741 inside Clay County looks affordable on the surface — median value of $173K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $173K asset, 39741 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 39741's metrics run below Clay County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A durable renter share of 24% in 39741 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 39741 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Cedarbluff:
Market Trends
Home Value History (with trend line)
📊 How Does 39741 Compare?
| Metric | 39741 | Cedarbluff | West Point, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $173,440 | $173,440 | N/A | $186,446 |
| 5-Year CAGR | 2.9% | 2.9% | N/A | 4.0% |
| Avg Rent | $810 | $810 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39741 (Cedarbluff, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $173,440 |
| Monthly Rent | $810 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +2.0% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39741
Population: 1,227
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39741
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 611 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Cedarbluff, MS a smart market for rental property?
With a 3.0/5 investability score, Cedarbluff, MS ranks as a solid market for rental property investors. Median prices of $173K and rents of $810/mo drive the underlying numbers.
What do landlords charge for rent in Cedarbluff, MS?
Rent in Cedarbluff, MS is around $810/mo. The resulting rent-to-value relationship with $173K pricing is reasonable for most investor models.
Which investment style suits Cedarbluff, MS?
A careful cash-flow rentals with hands-on management strategy Cedarbluff, MS best. The market produces steady results for that approach at the $173K price point.
How tight is the rental market in Cedarbluff, MS?
Vacancy risk in Cedarbluff, MS is elevated. That supports measured cash flow for typical rental holds.
Is Cedarbluff, MS good for house hacking?
House hacking in Cedarbluff, MS is a challenging. With home values around $173K and rents at $810/mo, owner-occupants can offset a meaningful share of PITI.
You know 39741 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 39741 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 39741 ranks in West Point, MS
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