Real Estate Investing in Woodland, Mississippi (39776)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chickasaw County • Population: 1,421 • Data updated: September 2026

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Should you buy in 39776 (Woodland, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.1% of homes vacant — above national norms.
  • 1-year downturn: Values declined 4.1% in the last year.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodland, MS (39776)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $167,333
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $49,688
% Renters 31.0%

Market Analysis: 39776 Woodland

The 39776 ZIP in Woodland, MS is a local-operator market. Outside capital chasing a $167K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 39776 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within MS, ZIP 39776 trails on several market indicators that neighboring Chickasaw County submarkets outperform. The gap is real and robust enough to shape underwriting.

The demographic picture in 39776 includes headwinds that any investor should price in. Income distribution skews lower than Woodland averages, and tenant stability requires active management.

Strategy in 39776 is an operator game, not a passive one. From an investor standpoint, entry prices of $167K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodland:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Declining (-4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
West Point, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from West Point, MS metro data

Market Trends

Home Value History (with trend line)

$185K$172K$160K$147K$135K$122KFeb 2017Nov 2021Jul 2026

📊 How Does 39776 Compare?

Metric 39776 Woodland West Point, MS Mississippi
Home Value $167,333 $167,333 N/A $186,446
5-Year CAGR 2.3% 2.3% N/A 4.0%
Avg Rent $936 $936 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 39776? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39776 (Woodland, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+2.3%
Slow

📉 Market Crash Risk Index

Based on West Point, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $167,333
Monthly Rent $936
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year -4.1% ▼
3-Year CAGR +2.5% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39776

Population: 1,421

💰 Median Household Income
$49,688
This area
$49,688
State
$48,827
USA
$74,580
🏠 Renter Occupied
31.0%
This area
31.0%
State
27.7%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-17.6%
USA
3.7%
🎓 College Educated
10.3%
This area
10.3%
State
-11.7%
USA
33.7%
👤 Median Age
50.4 years
This area
50.4 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
19.1%
This area
19.1%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 67.8%
Black/African American 31.1%
Hispanic/Latino 1.1%
Other/Mixed 1.1%
👶 Under 18
13.3%
This area
13.3%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
15.8%
This area
15.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are homes affordable in Woodland, MS?

Woodland, MS median home values land near $167K. That is reasonable territory for investors looking at $936/mo-per-month rentals.

What kind of tenants rent in Woodland, MS?

Tenant quality in Woodland, MS ranks as solid. Landlords generally report consistent occupancy at market rents of $936/mo.

What is it like being a landlord in Woodland, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. Woodland generally follows the statewide framework, so landlords face reasonable operating rules.

Does house hacking work in Woodland, MS?

House hacking works a challenging in Woodland, MS. Rents of $936/mo against $167K acquisition make the strategy solid for owner-occupants.

What are vacancy rates like in Woodland, MS?

Woodland, MS sees elevated vacancy, which is reasonable relative to the broader MS rental market.

You know 39776 now. You don’t know where it ranks.

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How 39776 ranks in West Point, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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