Real Estate Investing in West Point, Mississippi (39773)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clay County • Population: 14,771 • Data updated: September 2026

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Should you buy in 39773 (West Point, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.0% of homes vacant — above national norms.
  • Lower household income: $37,437 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in West Point, MS (39773)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $154,372
Avg Monthly Rent $765
1% Rule ✗ Does Not Meet
Median Income $37,437
% Renters 35.2%

Market Analysis: 39773 West Point

The 39773 ZIP covers a section of West Point that demands careful diligence. Prices near $154K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 39773 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 39773's metrics run below Clay County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

From a cash-flow lens, 14,771 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in West Point:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
14/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $765/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
West Point, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from West Point, MS metro data
🏠

Property Strategy for 39773

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
4BR
+5.3% 5yr CAGR
Best Overall Value
3BR
$45,575/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $98,006 $850 6.2% +2.6% $49,003
3BR $136,724 $1,170 6.2% +3.1% $45,575
4BR $254,329 $1,430 4.0% +5.3% $63,582
5BR $320,417 $64,083

Market Trends

Home Value History (with trend line)

$161K$149K$137K$125K$113K$101KAug 2015Feb 2021Jul 2026

📊 How Does 39773 Compare?

Metric 39773 West Point West Point, MS Mississippi
Home Value $154,372 $154,372 N/A $186,446
5-Year CAGR 2.2% 2.2% N/A 4.0%
Avg Rent $765 $765 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 39773? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39773 (West Point, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on West Point, MS metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $154,372
Monthly Rent $765
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 6.1%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR -0.4% ▼
5-Year CAGR +2.2% ▲
10-Year CAGR +3.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39773

Population: 14,771

💰 Median Household Income
$37,437
This area
$37,437
State
$48,827
USA
$74,580
🏠 Renter Occupied
35.2%
This area
35.2%
State
27.7%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-17.6%
USA
3.7%
🎓 College Educated
19.5%
This area
19.5%
State
-11.7%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.0%
This area
16.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 60.4%
White 38.0%
Other/Mixed 1.5%
Hispanic/Latino 0.2%
👶 Under 18
23.7%
This area
23.7%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
18.3%
This area
18.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39773

B Avg School Grade
7 Schools
12.7:1 Avg Class Size
$13,637 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FIFTH STREET SCHOOL

📚 05 – 07 School
👥
467 Students
👨‍🏫
11.2:1 Class Size
💰
$13,637 Per Student
B+ Above Average

EAST SIDE ELEMENTARY SCHOOL

📚 Pre-K – K Elementary
👥
254 Students
👨‍🏫
11.2:1 Class Size
💰
$13,637 Per Student
B+ Above Average

CHURCH HILL ELEMENTARY SCHOOL

📚 01 – 02 Elementary
👥
380 Students
👨‍🏫
14.6:1 Class Size
💰
$13,637 Per Student
B+ Above Average

SOUTH SIDE ELEMENTARY SCHOOL

📚 03 – 04 Elementary
👥
309 Students
👨‍🏫
12.4:1 Class Size
💰
$13,637 Per Student
B Good

WEST POINT HIGH SCHOOL

📚 08 – 12 High School
👥
1,038 Students
👨‍🏫
14.4:1 Class Size
💰
$13,637 Per Student
C+ Average

WEST POINT VOC COMP

📚 09 – 12 High School Limited Data
💰
$13,637 Per Student
C Below Average

WEST POINT LEARNING CENTER

📚 01 – 12 K-12 Limited Data
💰
$13,637 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 611 Off-Campus Students
B
Mississippi State University
22,657 students · 14.3 mi
C+
Vaughn Beauty College
60 students · 14.9 mi

Investor Insight: With 611 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in West Point, MS?

The typical rental in West Point, MS commands about $765/mo monthly. That rent profile measured cash flow against the $154K purchase basis.

Are renters plentiful in West Point, MS?

Working renters make up the core of the West Point, MS tenant base. The pool is reasonable for investors targeting long-term holds.

What are home prices like in West Point, MS?

The median home value in West Point, MS is roughly $154K. That puts it reasonable relative to the MS statewide average.

How do landlord-tenant laws work in West Point, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. West Point generally follows the statewide framework, so landlords face reasonable operating rules.

Is real estate in West Point, MS a good investment right now?

West Point, MS scores 3.0/5 for investability. Home values sit at $154K and rents near $765/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 39773 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39773 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39773 ranks in West Point, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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