Real Estate Investing in Starkville, Mississippi (39759)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oktibbeha County • Population: 42,782 • Data updated: September 2026

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Should you buy in 39759 (Starkville, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.3% of homes vacant — above national norms.

What’s happening in Starkville, MS (39759)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $290,996
Avg Monthly Rent $1,505
1% Rule ✗ Does Not Meet
Median Income $42,761
% Renters 54.8%

Market Analysis: 39759 Starkville

Investors eyeing 39759 need to respect the fundamentals at play. Home values of $291K come alongside slower price movement and elevated management overhead.

Meanwhile, the numbers look inviting — $291K purchase price, 0.0% nominal cap — the work to hit that pro forma in 39759 is substantial and deserves full respect.

The gap between 39759 and stronger Starkville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 39759 ZIP's population of 42,782 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

The 39759 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Starkville:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,505/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Starkville, MS Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Starkville, MS metro data
🏠

Property Strategy for 39759

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
2BR
+6.9% 5yr CAGR
Best Overall Value
3BR
$97,657/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $233,079 $1,010 3.1% +6.9% $116,540
3BR $292,971 $1,330 3.3% +6.7% $97,657
4BR $397,794 $1,420 2.6% +6.4% $99,449

Market Trends

Home Value History (with trend line)

$300K$275K$250K$225K$200K$175KApr 2009Dec 2017Jul 2026

Rent History (with trend line)

$1,648$1,532$1,416$1,301$1,185$1,069Dec 2023Apr 2025Jul 2026

📊 How Does 39759 Compare?

Metric 39759 Starkville Starkville, MS Mississippi
Home Value $290,996 $245,941 N/A $186,446
5-Year CAGR 5.3% 4.8% N/A 4.0%
Avg Rent $1,505 $1,225 N/A -
Cap Rate 4.0% 3.9% - -
💡 Why Invest in 39759? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

55% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39759 (Starkville, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Starkville, MS metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
70%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $290,996
Monthly Rent $1,505
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year +26.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39759

Population: 42,782

💰 Median Household Income
$42,761
This area
$42,761
State
$48,827
USA
$74,580
🏠 Renter Occupied
54.8%
This area
54.8%
State
27.7%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-17.6%
USA
3.7%
🎓 College Educated
47.6%
This area
47.6%
State
-11.7%
USA
33.7%
👤 Median Age
26.9 years
This area
26.9 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
16.3%
This area
16.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 54.9%
Black/African American 38.4%
Asian 3.5%
Other/Mixed 3.4%
Hispanic/Latino 1.6%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
11.7%
This area
11.7%
USA
17.3%
📊 Poverty Rate
15.2%
This area
15.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39759

B Avg School Grade
8 Schools
13.1:1 Avg Class Size
$13,772 Avg Per Pupil

Schools in This ZIP Code

A Very Good

ARMSTRONG JUNIOR HIGH SCHOOL

📚 Grade 08 Middle
👥
371 Students
👨‍🏫
11.0:1 Class Size
💰
$13,772 Per Student
B+ Above Average

OVERSTREET ELEMENTARY

📚 Grade 05 Elementary
👥
271 Students
👨‍🏫
10.7:1 Class Size
💰
$13,772 Per Student
B+ Above Average

SOCSD/MSU PARTNERSHIP MIDDLE SCHOOL

📚 06 – 07 Middle
👥
692 Students
👨‍🏫
12.6:1 Class Size
💰
$13,772 Per Student
B+ Above Average

SUDDUTH ELEMENTARY SCHOOL

📚 Pre-K – 01 Elementary
👥
891 Students
👨‍🏫
13.8:1 Class Size
💰
$13,772 Per Student
B Good

HENDERSON/WARD-STEWART ELEMENTARY

📚 02 – 04 Elementary
👥
1,061 Students
👨‍🏫
15.5:1 Class Size
💰
$13,772 Per Student
B Good

STARKVILLE HIGH SCHOOL

📚 09 – 12 High School
👥
1,400 Students
👨‍🏫
15.1:1 Class Size
💰
$13,772 Per Student
C+ Average

MILLSAPS CAREER & TECH CENTER

📚 09 – 12 High School Limited Data
💰
$13,772 Per Student
C Below Average

THE LEARNING CENTER ALTERNATIVE

📚 05 – 12 High School Limited Data
💰
$13,772 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 611 Off-Campus Students
B
Mississippi State University
22,657 students · 2.5 mi

Investor Insight: With 611 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Starkville, MS for real estate investors?

Starkville, MS rates 3.0/5 for investability. With median values at $291K and rents near $1,505/mo, the market offers reasonable fundamentals for rental investors.

What real estate strategy is ideal for Starkville, MS?

For Starkville, MS, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What price range are homes in Starkville, MS?

Median home price in Starkville, MS is near $291K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What is it like being a landlord in Starkville, MS?

MS ranks as a landlord-friendly state for landlord-tenant law. Starkville generally follows the statewide framework, so landlords face reasonable operating rules.

How much do tenants pay in Starkville, MS?

Rent in Starkville, MS is around $1,505/mo. The resulting rent-to-value relationship with $291K pricing is reasonable for most investor models.

You know 39759 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 39759 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 39759 ranks in Starkville, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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