Real Estate Investing in Flora, Mississippi (39071)
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Should you buy in 39071 (Flora, MS)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Flora, MS (39071)?
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Market Analysis: 39071 Flora
This part of Madison County is not an easy win. The 39071 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 39071 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 39071's metrics run below Madison County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A notable renter share of 27% in 39071 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Flora's stable or hybrid ZIPs before stepping into 39071. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Flora:
Property Strategy for 39071
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $195,334 | $1,440 | 5.3% | +7.6% | $65,111 |
| 4BR | $441,281 | $1,580 | 2.6% | +8.0% | $110,320 |
Market Trends
Home Value History (with trend line)
📊 How Does 39071 Compare?
| Metric | 39071 | Flora | Jackson, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $293,699 | $293,699 | N/A | $186,446 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 4.0% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39071 (Flora, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $293,699 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +5.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39071
Population: 6,319
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39071
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much does a house cost in Flora, MS?
Homes in Flora, MS typically sell near $294K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
Is Flora, MS better for rentals, flips, or BRRRR?
For Flora, MS, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How landlord-friendly is Flora, MS?
The landlord environment in Flora, MS is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Can owner-occupants cash flow in Flora, MS?
Flora, MS offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,071/mo rent level.
Does Flora, MS make sense for an investment property?
With a 3.0/5 investability score, Flora, MS ranks as a solid market for rental property investors. Median prices of $294K and rents of $1,071/mo drive the underlying numbers.
You know 39071 now. You don’t know where it ranks.
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How 39071 ranks in Jackson, MS
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