Real Estate Investing in Bolton, Mississippi (39041)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hinds County • Population: 3,568 • Data updated: September 2026

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Should you buy in 39041 (Bolton, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • Declining values: -1.5% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 9.7% vacancy may signal weakening demand.
  • Lower household income: $39,553 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bolton, MS (39041)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $136,018
Avg Monthly Rent $756
1% Rule ✗ Does Not Meet
Median Income $39,553
% Renters 24.9%

Market Analysis: 39041 Bolton

ZIP 39041 in Bolton, MS carries a sturdy set of headwinds. Home values near $136K and rents of $756/mo sit inside a market where underwriting has to be tight.

The investment case in 39041 is sturdy only for operators who understand what they are buying. A $136K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 39041 sits on the difficult end of the MS spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 39041 includes headwinds that any investor should price in. Income distribution skews lower than Bolton averages, and tenant stability requires active management.

Distressed ZIPs reward experience. durable returns are possible in 39041, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bolton:

C Below Average
Buy Confidence Score: 55/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $756/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Jackson, MS Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jackson, MS metro data

Market Trends

Home Value History (with trend line)

$169K$145K$122K$99K$76K$53KOct 2008Sep 2017Jul 2026

📊 How Does 39041 Compare?

Metric 39041 Bolton Jackson, MS Mississippi
Home Value $136,018 $136,018 N/A $186,446
5-Year CAGR N/A N/A N/A 4.0%
Avg Rent $756 $756 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 39041? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39041 (Bolton, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
-1.5%
Declining

📉 Market Crash Risk Index

Based on Jackson, MS metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $136,018
Monthly Rent $756
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 2.8%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR -1.9% ▼
5-Year CAGR -1.5% ▼
10-Year CAGR +1.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.5%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 39041

Population: 3,568

💰 Median Household Income
$39,553
This area
$39,553
State
$48,827
USA
$74,580
🏠 Renter Occupied
24.9%
This area
24.9%
State
27.7%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-17.6%
USA
3.7%
🎓 College Educated
21.2%
This area
21.2%
State
-11.7%
USA
33.7%
👤 Median Age
46.1 years
This area
46.1 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.7%
This area
9.7%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
Black/African American 82.2%
White 13.1%
Other/Mixed 4.7%
Hispanic/Latino 3.3%
Asian 0.1%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
13.0%
This area
13.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39041

A Avg School Grade
1 Schools
11.1:1 Avg Class Size
$13,430 Avg Per Pupil

Schools in This ZIP Code

A Very Good

BOLTON-EDWARDS ELEM./MIDDLE SCHOOL

📚 Pre-K – 08 School
👥
347 Students
👨‍🏫
11.1:1 Class Size
💰
$13,430 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,091 Off-Campus Students
C+
Mississippi College
4,087 students · 10.1 mi
C
Mississippi Institute of Aesthetics Nails & Cosmetology
77 students · 10.4 mi
C+
Hinds Community College
9,332 students · 11.6 mi

Investor Insight: With 1,091 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Bolton, MS suited for a house hack?

Bolton, MS is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $136K price point reasonable to enter.

Is the tenant base reliable in Bolton, MS?

Bolton, MS draws a steady base of working renters. Demand at the $756/mo rent level is reasonable for standard single-family and small multi rentals.

Are homes affordable in Bolton, MS?

In Bolton, MS the median home value sits at $136K. Against the broader MS market, that reads as reasonable for most investors.

Is Bolton, MS a good place for real estate investing?

Bolton, MS rates 3.0/5 for investability. With median values at $136K and rents near $756/mo, the market offers reasonable fundamentals for rental investors.

Is rental property easy to operate in Bolton, MS?

Bolton, MS falls under MS landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 39041 now. You don’t know where it ranks.

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How 39041 ranks in Jackson, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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