Real Estate Investing in Jacksonville, Florida (32256)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Duval County • Population: 55,510 • Data updated: September 2026

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Should you buy in 32256 (Jacksonville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Jacksonville, FL (32256)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $312,006
Avg Monthly Rent $1,598
1% Rule ✗ Does Not Meet
Median Income $69,895
% Renters 61.7%

Market Analysis: 32256 Jacksonville

This part of Duval County is not an easy win. The 32256 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 32256 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Turning to rents, 32256 offers a low basis, the region around Jacksonville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 32256 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 32256 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
14/25
Stability
14/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Declining (-1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,598/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32256

Which property type performs best in this market?

Best for Cash Flow
1BR
8.9% cap rate
Best for Appreciation
5BR
+8.9% 5yr CAGR
Best Overall Value
2BR
$98,303/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $135,041 $1,670 8.9% +5.2% $135,041
2BR $196,606 $2,000 7.3% +5.6% $98,303
3BR $304,910 $2,460 5.8% +5.8% $101,637
4BR $576,414 $3,090 3.9% +8.2% $144,104
5BR $739,030 +8.9% $147,806

Market Trends

Home Value History (with trend line)

$362K$316K$270K$225K$179K$134KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,741$1,600$1,460$1,319$1,178$1,037Jun 2016Jul 2021Jul 2026

📊 How Does 32256 Compare?

Metric 32256 Jacksonville Jacksonville, FL Florida
Home Value $312,006 $158,715 N/A $374,697
5-Year CAGR 2.9% 3.3% N/A 7.4%
Avg Rent $1,598 $1,647 N/A -
Cap Rate 4.0% 4.9% - -
💡 Why Invest in 32256? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

62% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32256 (Jacksonville, FL). Anonymous, moderated, never written by AI.

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Property managers serving Duval County

Manage rentals here? List your business →

Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website

HOA
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Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website

Single-familySmall multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.0%
Low
5yr Growth
+2.9%
Slow

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $312,006
Monthly Rent $1,598
Price-to-Rent 16.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 6.8%

📈 Home Appreciation

1-Year -1.6% ▼
3-Year CAGR -2.4% ▼
5-Year CAGR +2.9% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year -0.5% ▼
3-Year CAGR -1.1% ▼
5-Year CAGR +0.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32256

Population: 55,510

💰 Median Household Income
$69,895
This area
$69,895
State
$70,737
USA
$74,580
🏠 Renter Occupied
61.7%
This area
61.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-18.0%
USA
3.7%
🎓 College Educated
53.5%
This area
53.5%
State
4.7%
USA
33.7%
👤 Median Age
32.9 years
This area
32.9 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
7.5%
This area
7.5%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 54.9%
Black/African American 18.4%
Other/Mixed 14.2%
Asian 12.5%
Hispanic/Latino 8.9%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32256

C+ Avg School Grade
10 Schools
181.9:1 Avg Class Size
$11,379 Avg Per Pupil

Schools in This ZIP Code

B Good

TWIN LAKES ACADEMY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
781 Students
👨‍🏫
17.0:1 Class Size
💰
$11,534 Per Student
B Good

FLORIDA CYBER CHARTER ACADEMY AT CLAY

📚 K – 12 K-12 Charter
👥
244 Students
👨‍🏫
8.4:1 Class Size
💰
$10,722 Per Student
C+ Average

TWIN LAKES ACADEMY MIDDLE SCHOOL

📚 06 – 08 Middle
👥
975 Students
👨‍🏫
20.3:1 Class Size
💰
$11,534 Per Student
C+ Average

DUVAL CHARTER HIGH SCHOOL AT BAYMEADOWS

📚 09 – 12 High School Charter
👥
667 Students
💰
$11,534 Per Student
C+ Average

RIVER CITY SCIENCE ACADEMY INNOVATION SCHOOL

📚 K – 08 School Charter
👥
807 Students
💰
$11,534 Per Student
C Below Average

DUVAL CHARTER AT BAYMEADOWS

📚 K – 08 School Charter
👥
1,335 Students
💰
$11,534 Per Student
C Below Average

DUVAL CHARTER SCHOOL AT SOUTHSIDE

📚 K – 08 School Charter
👥
1,019 Students
💰
$11,534 Per Student
C Below Average

ATLANTIC COAST HIGH SCHOOL

📚 09 – 12 High School
👥
2,768 Students
👨‍🏫
23.5:1 Class Size
💰
$11,534 Per Student
C Below Average

FLORIDA CYBER CHARTER ACADEMY AT OSCEOLA

📚 K – 12 K-12 Charter
👥
931 Students
👨‍🏫
22.2:1 Class Size
💰
$10,796 Per Student
D Needs Improvement

FLORIDA CYBER CHARTER ACADEMY

📚 K – 12 K-12 Charter
👥
1,331 Students
👨‍🏫
1,000.0:1 Class Size
💰
$11,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,612 Off-Campus Students
C
Jones Technical Institute
522 students · 3.6 mi
C
Paul Mitchell the School-Jacksonville
117 students · 4.8 mi
B
University of North Florida
16,453 students · 5.5 mi
F
Concorde Career Institute-Jacksonville
140 students · 5.7 mi
D
Chamberlain University-Florida
839 students · 6.1 mi
C
Tulsa Welding School-Jacksonville
949 students · 7.1 mi
D
Tulsa Welding School-Jacksonville
394 students · 9.0 mi
C+
Shear Finesse Beauty Academy
31 students · 9.3 mi

Investor Insight: With 1,612 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Jacksonville, FL?

Typical homes in Jacksonville, FL go for around $312K. The 5-year CAGR of 0.0% predictable price movement.

Is FL a landlord-friendly state?

Jacksonville, FL falls under FL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Jacksonville, FL good for house hacking?

House hacking works a challenging in Jacksonville, FL. Rents of $1,598/mo against $312K acquisition make the strategy solid for owner-occupants.

What are vacancy rates like in Jacksonville, FL?

Expect elevated vacancy in Jacksonville, FL. Rents at $1,598/mo are absorbed by the tenant base without meaningful lag.

How much rent can I charge in Jacksonville, FL?

Investors in Jacksonville, FL typically see rents near $1,598/mo per month against $312K home values - a solid setup for rental cash flow.

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How 32256 ranks in Jacksonville, FL

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Cash Flow → Appreciation → Affordable →
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