Fastest-Appreciating ZIP Codes in Jacksonville, FL (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 32091 Starke, FL $239,584 $1,750 5.70% 6.7%
2 32266 Neptune Beach, FL $795,466 $2,927 2.87% 6.4%
3 32009 Bryceville, FL $408,822 $1,071 2.04% 6.4%
4 32656 Keystone Heights, FL $288,040 $1,625 4.40% 6.2%
5 32011 Callahan, FL $394,085 $2,124 4.20% 5.9%
6 32058 Lawtey, FL $239,719 $1,107 3.60% 5.8%
7 32082 Ponte Vedra Beach, FL $849,122 $2,319 2.13% 5.8%
8 32046 Hilliard, FL $361,664 $990 2.14% 5.5%
9 32034 Fernandina Beach, FL $615,846 $2,585 3.27% 5.4%
10 32097 Yulee, FL $390,909 $2,077 4.14% 5.1%
11 32223 Jacksonville, FL $435,619 $1,581 2.83% 5.1%
12 32666 Melrose, FL $317,726 $990 2.43% 5.0%
13 32233 Jacksonville, FL $493,369 $1,933 3.06% 5.0%
14 32003 Fleming Island, FL $444,116 $2,010 3.53% 5.0%
15 32224 Jacksonville, FL $459,085 $1,649 2.80% 4.9%
16 32225 Jacksonville, FL $379,461 $1,782 3.66% 4.8%
17 32063 Macclenny, FL $306,483 $1,143 2.91% 4.8%
18 32040 Glen Saint Mary, FL $385,979 $1,017 2.06% 4.8%
19 32084 Saint Augustine, FL $352,628 $1,775 3.93% 4.5%
20 32086 Saint Augustine, FL $371,755 $2,062 4.33% 4.5%
21 32257 Jacksonville, FL $348,968 $1,449 3.24% 4.5%
22 32250 Jacksonville Beach, FL $637,813 $2,363 2.89% 4.4%
23 32043 Green Cove Springs, FL $345,994 $2,185 4.93% 4.3%
24 32219 Jacksonville, FL $291,909 $1,982 5.30% 4.3%
25 32258 Jacksonville, FL $370,071 $1,805 3.80% 4.2%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →