Real Estate Investing in Jacksonville, Florida (32258)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Duval County • Population: 40,545 • Data updated: September 2026

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Should you buy in 32258 (Jacksonville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Jacksonville, FL (32258)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $370,071
Avg Monthly Rent $1,805
1% Rule ✗ Does Not Meet
Median Income $95,926
% Renters 35.7%

Market Analysis: 32258 Jacksonville

ZIP 32258 in Jacksonville, FL carries a notable set of headwinds. Home values near $370K and rents of $1,805/mo sit inside a market where underwriting has to be tight.

The 32258 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 32258's metrics run below Duval County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 32258 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 32258 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,805/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32258

Which property type performs best in this market?

Best for Cash Flow
1BR
8.4% cap rate
Best for Appreciation
5BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$109,660/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $160,409 $1,870 8.4% +6.5% $160,409
2BR $238,102 $2,240 6.8% +6.6% $119,051
3BR $341,978 $2,760 5.8% +6.7% $113,993
4BR $448,376 $3,460 5.6% +7.7% $112,094
5BR $548,298 +8.5% $109,660

Market Trends

Home Value History (with trend line)

$403K$350K$297K$244K$191K$138KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,912$1,762$1,612$1,461$1,311$1,161Jul 2016Jul 2021Jul 2026

📊 How Does 32258 Compare?

Metric 32258 Jacksonville Jacksonville, FL Florida
Home Value $370,071 $158,715 N/A $374,697
5-Year CAGR 4.2% 3.3% N/A 7.4%
Avg Rent $1,805 $1,647 N/A -
Cap Rate 3.8% 4.9% - -
💡 Why Invest in 32258? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32258 (Jacksonville, FL). Anonymous, moderated, never written by AI.

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Property managers serving Duval County

Manage rentals here? List your business →

Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website

HOA
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Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website

Single-familySmall multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $370,071
Monthly Rent $1,805
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR -0.4% ▼
5-Year CAGR +4.2% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year -2.5% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +1.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32258

Population: 40,545

💰 Median Household Income
$95,926
This area
$95,926
State
$70,737
USA
$74,580
🏠 Renter Occupied
35.7%
This area
35.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-18.0%
USA
3.7%
🎓 College Educated
44.3%
This area
44.3%
State
4.7%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
2.9%
This area
2.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 66.8%
Other/Mixed 14.1%
Black/African American 11.6%
Hispanic/Latino 10.0%
Asian 7.7%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
9.9%
This area
9.9%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32258

C+ Avg School Grade
4 Schools
17.6:1 Avg Class Size
$11,534 Avg Per Pupil

Schools in This ZIP Code

B Good

GREENLAND PINES ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
665 Students
👨‍🏫
15.1:1 Class Size
💰
$11,534 Per Student
B Good

BARTRAM SPRINGS ELEMENTARY

📚 Pre-K – 05 Elementary
👥
1,111 Students
👨‍🏫
16.1:1 Class Size
💰
$11,534 Per Student
C+ Average

DUVAL CHARTER SCHOOL AT FLAGLER CENTER

📚 K – 08 School Charter
👥
950 Students
💰
$11,534 Per Student
C Below Average

MANDARIN HIGH SCHOOL

📚 09 – 12 High School
👥
2,398 Students
👨‍🏫
21.6:1 Class Size
💰
$11,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,612 Off-Campus Students
C
Jones Technical Institute
522 students · 4.8 mi
F
Concorde Career Institute-Jacksonville
140 students · 7.2 mi
D
Chamberlain University-Florida
839 students · 7.6 mi
C
Paul Mitchell the School-Jacksonville
117 students · 8.4 mi
B
University of North Florida
16,453 students · 9.5 mi
C
Tulsa Welding School-Jacksonville
949 students · 10.0 mi
D
Tulsa Welding School-Jacksonville
394 students · 12.1 mi
C+
Shear Finesse Beauty Academy
31 students · 12.5 mi

Investor Insight: With 1,612 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Jacksonville in FL worth investing in?

Our data puts Jacksonville, FL at 3.0/5 for investability. Home prices of $370K and rents around $1,805/mo create a solid backdrop for investor activity.

How much do tenants pay in Jacksonville, FL?

Rent in Jacksonville, FL is around $1,805/mo. The resulting rent-to-value relationship with $370K pricing is reasonable for most investor models.

What kind of tenants rent in Jacksonville, FL?

Tenant quality in Jacksonville, FL ranks as solid. Landlords generally report measured occupancy at market rents of $1,805/mo.

Which investment style suits Jacksonville, FL?

A careful cash-flow rentals with hands-on management strategy Jacksonville, FL best. The market produces stable results for that approach at the $370K price point.

Should investors worry about vacancy in Jacksonville, FL?

Vacancy in Jacksonville, FL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,805/mo.

You know 32258 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32258 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 32258 ranks in Jacksonville, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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