Real Estate Investing in Jacksonville, Florida (32257)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Duval County • Population: 41,791 • Data updated: September 2026

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Should you buy in 32257 (Jacksonville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Jacksonville, FL (32257)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $348,968
Avg Monthly Rent $1,449
1% Rule ✗ Does Not Meet
Median Income $80,644
% Renters 38.6%

Market Analysis: 32257 Jacksonville

ZIP 32257 in Jacksonville, FL carries a sturdy set of headwinds. Home values near $349K and rents of $1,449/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 32257 can be a an appealing option for hunting ground — but the discount at $349K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Jacksonville have seen price recovery that 32257 has not matched. Duval County data supports the view that the spread is structural rather than temporary.

Demographically, 32257 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 32257 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jacksonville:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,449/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32257

Which property type performs best in this market?

Best for Cash Flow
2BR
6.0% cap rate
Best for Appreciation
5BR
+9.1% 5yr CAGR
Best Overall Value
2BR
$96,648/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $193,297 $1,620 6.0% +6.6% $96,648
3BR $332,165 $2,000 4.3% +7.0% $110,722
4BR $444,155 $2,500 4.1% +7.8% $111,039
5BR $627,335 +9.1% $125,467

Market Trends

Home Value History (with trend line)

$375K$323K$271K$219K$167K$115KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,655$1,504$1,353$1,202$1,052$901Jul 2016Jul 2021Jul 2026

📊 How Does 32257 Compare?

Metric 32257 Jacksonville Jacksonville, FL Florida
Home Value $348,968 $158,715 N/A $374,697
5-Year CAGR 4.5% 3.3% N/A 7.4%
Avg Rent $1,449 $1,647 N/A -
Cap Rate 3.2% 4.9% - -
💡 Why Invest in 32257? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32257 (Jacksonville, FL). Anonymous, moderated, never written by AI.

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Property managers serving Duval County

Manage rentals here? List your business →

Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website

HOACommercial
Unclaimed — is this your business? Claim it free

First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website

HOA
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Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website

Single-familySmall multifamily
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $348,968
Monthly Rent $1,449
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +0.3% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year -8.4% ▼
3-Year CAGR -2.2% ▼
5-Year CAGR +1.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32257

Population: 41,791

💰 Median Household Income
$80,644
This area
$80,644
State
$70,737
USA
$74,580
🏠 Renter Occupied
38.6%
This area
38.6%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-18.0%
USA
3.7%
🎓 College Educated
37.4%
This area
37.4%
State
4.7%
USA
33.7%
👤 Median Age
42.1 years
This area
42.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 67.3%
Other/Mixed 19.1%
Hispanic/Latino 15.0%
Black/African American 9.3%
Asian 4.3%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32257

C+ Avg School Grade
11 Schools
17.7:1 Avg Class Size
$11,534 Avg Per Pupil

Schools in This ZIP Code

B Good

CROWN POINT ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
807 Students
👨‍🏫
16.1:1 Class Size
💰
$11,534 Per Student
B Good

BEAUCLERC ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
654 Students
👨‍🏫
18.2:1 Class Size
💰
$11,534 Per Student
B Good

MANDARIN OAKS ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
1,025 Students
👨‍🏫
16.3:1 Class Size
💰
$11,534 Per Student
C+ Average

MANDARIN MIDDLE SCHOOL

📚 06 – 08 Middle
👥
1,143 Students
👨‍🏫
20.1:1 Class Size
💰
$11,534 Per Student
C+ Average

SAN JOSE PREP

📚 06 – 12 High School Charter
👥
637 Students
💰
$11,534 Per Student
C+ Average

SEASIDE COMMUNITY CHARTER SCHOOL

📚 K – 08 School Charter
👥
524 Students
💰
$11,534 Per Student
C+ Average

DUVAL CHARTER SCHOOL AT MANDARIN

📚 K – 08 School Charter
👥
871 Students
💰
$11,534 Per Student
C+ Average

JACKSONVILLE CLASSICAL ACADEMY EAST

📚 K – 12 K-12 Charter
👥
213 Students
💰
$11,534 Per Student
C+ Average

RIVER CITY SCIENCE ACADEMY AT MANDARIN

📚 K – 08 School Charter
👥
903 Students
💰
$11,534 Per Student
C+ Average

SAN JOSE PRIMARY SCHOOL

📚 K – 05 Elementary Charter
👥
254 Students
💰
$11,534 Per Student
C Below Average

SAN JOSE CYBER

📚 K – 12 K-12 Charter Limited Data
💰
$11,534 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,612 Off-Campus Students
C
Jones Technical Institute
522 students · 3.2 mi
F
Concorde Career Institute-Jacksonville
140 students · 3.5 mi
D
Chamberlain University-Florida
839 students · 3.7 mi
C
Paul Mitchell the School-Jacksonville
117 students · 6.7 mi
C
Tulsa Welding School-Jacksonville
949 students · 6.8 mi
B
University of North Florida
16,453 students · 8.1 mi
D
Florida Career College-Jacksonville
173 students · 8.3 mi
D
Tulsa Welding School-Jacksonville
394 students · 8.8 mi

Investor Insight: With 1,612 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How high is vacancy risk in Jacksonville, FL?

Jacksonville, FL carries elevated vacancy risk. Expect stable absorption at market rents of $1,449/mo.

Does Jacksonville, FL favor landlords or tenants?

Jacksonville, FL operates under FL law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Is Jacksonville, FL a good place for real estate investing?

Yes - Jacksonville, FL a 3.0/5 investability score. With $349K home prices against $1,449/mo monthly rent, the market delivers a reasonable entry point for new investors.

What investment strategy works best in Jacksonville, FL?

In Jacksonville, FL the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $349K prices and $1,449/mo rents suits that approach.

What monthly rent should investors expect in Jacksonville, FL?

Average rent in Jacksonville, FL is approximately $1,449/mo per month. Against $349K home values that yields a reasonable rent-to-price ratio.

You know 32257 now. You don’t know where it ranks.

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How 32257 ranks in Jacksonville, FL

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Cash Flow → Appreciation → Affordable →
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