Best ZIP Codes for Cash Flow in Jacksonville, FL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 32209 1% rule | Jacksonville, FL | $106,631 | $1,207 | 8.83% | 2.9% |
| 2 | 32206 1% rule | Jacksonville, FL | $131,495 | $1,426 | 8.46% | 2.8% |
| 3 | 32254 1% rule | Jacksonville, FL | $125,669 | $1,305 | 8.10% | 1.2% |
| 4 | 32202 | Jacksonville, FL | $158,947 | $1,477 | 7.25% | -4.7% |
| 5 | 32208 | Jacksonville, FL | $150,129 | $1,361 | 7.07% | 1.7% |
| 6 | 32091 | Starke, FL | $239,584 | $1,750 | 5.70% | 6.7% |
| 7 | 32219 | Jacksonville, FL | $291,909 | $1,982 | 5.30% | 4.3% |
| 8 | 32234 | Jacksonville, FL | $294,851 | $2,005 | 5.30% | 3.8% |
| 9 | 32221 | Jacksonville, FL | $297,161 | $1,965 | 5.16% | 3.7% |
| 10 | 32220 | Jacksonville, FL | $288,083 | $1,859 | 5.03% | 4.0% |
| 11 | 32244 | Jacksonville, FL | $255,749 | $1,627 | 4.96% | 3.5% |
| 12 | 32043 | Green Cove Springs, FL | $345,994 | $2,185 | 4.93% | 4.3% |
| 13 | 32205 | Jacksonville, FL | $256,547 | $1,575 | 4.79% | 3.0% |
| 14 | 32210 | Jacksonville, FL | $222,623 | $1,368 | 4.79% | 3.1% |
| 15 | 32068 | Middleburg, FL | $328,620 | $2,003 | 4.75% | 4.1% |
| 16 | 32226 | Jacksonville, FL | $386,744 | $2,356 | 4.75% | 4.1% |
| 17 | 32216 | Jacksonville, FL | $263,393 | $1,573 | 4.66% | 4.1% |
| 18 | 32222 | Jacksonville, FL | $316,569 | $1,891 | 4.66% | 2.9% |
| 19 | 32065 | Orange Park, FL | $328,610 | $1,900 | 4.51% | 3.9% |
| 20 | 32140 | Florahome, FL | $218,380 | $1,242 | 4.44% | 3.3% |
| 21 | 32207 | Jacksonville, FL | $281,548 | $1,598 | 4.43% | 4.0% |
| 22 | 32211 | Jacksonville, FL | $249,909 | $1,411 | 4.40% | 4.2% |
| 23 | 32656 | Keystone Heights, FL | $288,040 | $1,625 | 4.40% | 6.2% |
| 24 | 32246 | Jacksonville, FL | $314,718 | $1,753 | 4.35% | 3.8% |
| 25 | 32086 | Saint Augustine, FL | $371,755 | $2,062 | 4.33% | 4.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Jacksonville, FL · Affordable in Jacksonville, FL
Or see the full Jacksonville, FL metro profile.