Real Estate Investing in Jacksonville, Florida (32220)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32220 (Jacksonville, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Jacksonville, FL (32220)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32220 Jacksonville
The 32220 ZIP covers a section of Jacksonville that demands careful diligence. Prices near $288K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $288K asset, 32220 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Jacksonville have seen price recovery that 32220 has not matched. Duval County data supports the view that the spread is structural rather than temporary.
Resident income in 32220 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 32220 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Jacksonville:
Property Strategy for 32220
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $175,654 | $1,490 | 6.1% | +7.0% | $87,827 |
| 3BR | $272,566 | $1,840 | 4.9% | +6.9% | $90,855 |
| 4BR | $321,640 | $2,300 | 5.1% | +6.6% | $80,410 |
| 5BR | $358,148 | — | — | +6.4% | $71,630 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32220 Compare?
| Metric | 32220 | Jacksonville | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $288,083 | $158,715 | N/A | $374,697 |
| 5-Year CAGR | 4.0% | 3.3% | N/A | 7.4% |
| Avg Rent | $1,859 | $1,647 | N/A | - |
| Cap Rate | 5.0% | 4.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32220 (Jacksonville, FL). Anonymous, moderated, never written by AI.
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Property managers serving Duval County
Manage rentals here? List your business →Community Management Concepts of Jacksonville, an Associa Member Company, offers HOA property management, professional maintenance, real estate, developer, financial, technology, and lifestyle service summary from their website
First Coast Association Management provides HOA management services in Jacksonville, FL. summary from their website
Real Property Management Jacksonville Metro offers property management services for single homes, multiple homes, apartment complexes, and institutional portfolios, with a focus on cost-effective fees summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $288,083 |
| Monthly Rent | $1,859 |
| Price-to-Rent | 12.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | -0.7% ▼ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32220
Population: 12,556
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32220
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 7,349 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do home values compare in Jacksonville, FL?
Jacksonville, FL home values average about $288K. That price point suits investors targeting rentals with $1,859/mo in monthly income.
What is the smart move for investors in Jacksonville, FL?
The best-fit strategy in Jacksonville, FL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Jacksonville, FL landlord-friendly?
Jacksonville, FL operates under FL law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
Do landlords face vacancy issues in Jacksonville, FL?
Jacksonville, FL sees elevated vacancy, which is reasonable relative to the broader FL rental market.
Can owner-occupants cash flow in Jacksonville, FL?
The a challenging house-hack environment in Jacksonville, FL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 32220 now. You don’t know where it ranks.
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How 32220 ranks in Jacksonville, FL
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