Real Estate Investing in Bryceville, Florida (32009)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nassau County • Population: 3,444 • Data updated: September 2026

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Should you buy in 32009 (Bryceville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 31.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bryceville, FL (32009)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $408,822
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $74,098
% Renters 13.4%

Market Analysis: 32009 Bryceville

ZIP 32009 inside Nassau County looks affordable on the surface — median value of $409K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 32009 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader FL picture, 32009 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 32009 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 32009 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bryceville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32009

Which property type performs best in this market?

Best for Cash Flow
4BR
3.1% cap rate
Best for Appreciation
3BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$108,251/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $373,470 $1,490 2.9% +8.6% $124,490
4BR $433,004 $1,890 3.1% +8.6% $108,251

Market Trends

Home Value History (with trend line)

$430K$369K$307K$246K$184K$123KJul 2006Jul 2016Jul 2026

📊 How Does 32009 Compare?

Metric 32009 Bryceville Jacksonville, FL Florida
Home Value $408,822 $408,822 N/A $374,697
5-Year CAGR 6.4% 6.4% N/A 7.4%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 32009? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32009 (Bryceville, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $408,822
Monthly Rent $1,071
Price-to-Rent 31.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 32009

Population: 3,444

💰 Median Household Income
$74,098
This area
$74,098
State
$70,737
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-18.0%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
4.7%
USA
33.7%
👤 Median Age
40.1 years
This area
40.1 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
3.1%
This area
3.1%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 94.2%
Other/Mixed 4.7%
Hispanic/Latino 3.9%
Black/African American 0.8%
Asian 0.3%
👶 Under 18
20.2%
This area
20.2%
USA
22.0%
👴 65 and Over
12.6%
This area
12.6%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32009

C+ Avg School Grade
1 Schools
18.5:1 Avg Class Size
$12,754 Avg Per Pupil

Schools in This ZIP Code

C+ Average

BRYCEVILLE ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
222 Students
👨‍🏫
18.5:1 Class Size
💰
$12,754 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Trinity Baptist College
397 students · 13.0 mi

Frequently Asked Questions

What real estate strategy is ideal for Bryceville, FL?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Bryceville, FL. The numbers - $409K homes against $1,071/mo rents - support that play.

Does house hacking make sense in Bryceville, FL?

For house hackers, Bryceville, FL is a challenging. The $1,071/mo rent on a unit helps defray the mortgage on a $409K property.

What monthly rent should investors expect in Bryceville, FL?

Rents in Bryceville, FL run near $1,071/mo. Compared with median home prices of $409K that produces solid gross yields for typical rentals.

Is vacancy a concern in Bryceville, FL?

Bryceville, FL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What are home prices like in Bryceville, FL?

Homes in Bryceville, FL typically sell near $409K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

You know 32009 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 32009 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 32009 ranks in Jacksonville, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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