Real Estate Investing in Macclenny, Florida (32063)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Baker County • Population: 14,546 • Data updated: September 2026

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Should you buy in 32063 (Macclenny, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Macclenny, FL (32063)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $306,483
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $68,750
% Renters 23.1%

Market Analysis: 32063 Macclenny

ZIP 32063 in Macclenny, FL carries a impressive set of headwinds. Home values near $306K and rents of $1,143/mo sit inside a market where underwriting has to be tight.

The 32063 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 32063 sits on the difficult end of the FL spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 32063 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 32063 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Macclenny:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Jacksonville, FL Metro Area
More inventory, negotiating room for buyers
81 days
Average time to sell
Slow
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jacksonville, FL metro data
🏠

Property Strategy for 32063

Which property type performs best in this market?

Best for Cash Flow
3BR
4.4% cap rate
Best for Appreciation
3BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$86,226/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $287,046 $1,740 4.4% +7.6% $95,682
4BR $344,903 $1,970 4.1% +7.5% $86,226

Market Trends

Home Value History (with trend line)

$321K$278K$235K$192K$148K$105KJul 2006Jul 2016Jul 2026

📊 How Does 32063 Compare?

Metric 32063 Macclenny Jacksonville, FL Florida
Home Value $306,483 $306,483 N/A $374,697
5-Year CAGR 4.8% 4.8% N/A 7.4%
Avg Rent $1,143 $1,143 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 32063? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 32063 (Macclenny, FL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+4.8%
Moderate

📉 Market Crash Risk Index

Based on Jacksonville, FL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
2/2
81 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $306,483
Monthly Rent $1,143
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 32063

Population: 14,546

💰 Median Household Income
$68,750
This area
$68,750
State
$70,737
USA
$74,580
🏠 Renter Occupied
23.1%
This area
23.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-18.0%
USA
3.7%
🎓 College Educated
20.8%
This area
20.8%
State
4.7%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 76.8%
Black/African American 12.6%
Other/Mixed 9.3%
Hispanic/Latino 2.7%
Asian 1.2%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
10.8%
This area
10.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 32063

B Avg School Grade
8 Schools
16.7:1 Avg Class Size
$15,798 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

LEGACY ELEMENTARY SCHOOL

📚 01 – 05 Elementary
👥
667 Students
👨‍🏫
17.6:1 Class Size
💰
$15,798 Per Student
B+ Above Average

MACCLENNY ELEMENTARY SCHOOL

📚 01 – 05 Elementary
👥
573 Students
👨‍🏫
15.9:1 Class Size
💰
$15,798 Per Student
B+ Above Average

PREK/KINDERGARTEN CENTER

📚 Pre-K – K Elementary
👥
530 Students
👨‍🏫
17.1:1 Class Size
💰
$15,798 Per Student
B Good

BAKER COUNTY MIDDLE SCHOOL

📚 05 – 08 School
👥
1,094 Students
👨‍🏫
16.1:1 Class Size
💰
$15,798 Per Student
C+ Average

BAKER COUNTY VIRTUAL FRANCHISE

📚 06 – 12 High School Limited Data
💰
$15,798 Per Student
C+ Average

BAKER VIRTUAL INSTRUCTION PROGRAM

📚 K – 05 Elementary Limited Data
💰
$15,798 Per Student
C+ Average

BAKER VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED)

📚 K – 05 Elementary Limited Data
💰
$15,798 Per Student
C+ Average

J FRANKLYN KELLER INTERMEDIATE SCHOOL

📚 04 – 05 Elementary Limited Data
💰
$15,798 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What real estate strategy is ideal for Macclenny, FL?

For Macclenny, FL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is Macclenny, FL a good place for real estate investing?

Yes - Macclenny, FL a 3.0/5 investability score. With $306K home prices against $1,143/mo monthly rent, the market delivers a reasonable entry point for new investors.

What are home prices like in Macclenny, FL?

The median home value in Macclenny, FL is roughly $306K. That puts it reasonable relative to the FL statewide average.

Is rental property easy to operate in Macclenny, FL?

The landlord environment in Macclenny, FL is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Is Macclenny, FL good for house hacking?

The house hack math a challenging in Macclenny, FL. Owner-occupant buyers benefit from the $1,143/mo rents and $306K home values.

You know 32063 now. You don’t know where it ranks.

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How 32063 ranks in Jacksonville, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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