Real Estate Investing in Starke, Florida (32091)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32091 (Starke, FL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.9% of homes vacant — above national norms.
What’s happening in Starke, FL (32091)?
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Market Analysis: 32091 Starke
ZIP 32091 in Starke, FL carries a resilient set of headwinds. Home values near $240K and rents of $1,750/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 32091 can be a worth a close look for hunting ground — but the discount at $240K reflects genuine risk that outside investors often underestimate.
The gap between 32091 and stronger Starke ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 32091 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 32091 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Starke:
Property Strategy for 32091
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $154,167 | $1,080 | 5.0% | +9.6% | $77,083 |
| 3BR | $236,869 | $1,380 | 4.2% | +8.8% | $78,956 |
| 4BR | $325,486 | $1,810 | 4.0% | +8.9% | $81,372 |
| 5BR | $206,159 | — | — | +7.3% | $41,232 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32091 Compare?
| Metric | 32091 | Starke | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $239,584 | $239,584 | N/A | $374,697 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.4% |
| Avg Rent | $1,750 | $1,750 | N/A | - |
| Cap Rate | 5.7% | 5.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32091 (Starke, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $239,584 |
| Monthly Rent | $1,750 |
| Price-to-Rent | 11.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.8% |
| Cap Rate | 5.7% |
| 5-Year IRR | 12.4% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32091
Population: 16,062
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32091
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Starke, FL a smart market for rental property?
The 3.0/5 investability rating in Starke, FL reflects its $240K prices and $1,750/mo rents. Investors generally consider it a solid option within FL.
Does Starke, FL favor landlords or tenants?
Rental owners in Starke, FL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is vacancy a concern in Starke, FL?
Rental vacancy in Starke, FL is elevated. Investors should budget normal turnover but not chronic empty units.
Is house hacking profitable in Starke, FL?
House hacking works a challenging in Starke, FL. Rents of $1,750/mo against $240K acquisition make the strategy solid for owner-occupants.
How much do tenants pay in Starke, FL?
Rent in Starke, FL is around $1,750/mo. The resulting rent-to-value relationship with $240K pricing is reasonable for most investor models.
You know 32091 now. You don’t know where it ranks.
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How 32091 ranks in Jacksonville, FL
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