Real Estate Investing in Jacksonville Beach, Florida (32250)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 32250 (Jacksonville Beach, FL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.2% of homes vacant — above national norms.
What’s happening in Jacksonville Beach, FL (32250)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 32250 Jacksonville Beach
The 32250 ZIP covers a section of Jacksonville Beach that demands careful diligence. Prices near $638K look accessible, but the work to make a deal cash flow is real.
The investment case in 32250 is substantial only for operators who understand what they are buying. A $638K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Within FL, ZIP 32250 trails on several market indicators that neighboring Duval County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Who lives in 32250 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Jacksonville Beach's stable or hybrid ZIPs before stepping into 32250. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Jacksonville Beach:
Property Strategy for 32250
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $290,981 | $1,840 | 4.6% | +6.2% | $290,981 |
| 2BR | $461,633 | $2,210 | 3.4% | +6.2% | $230,816 |
| 3BR | $623,506 | $2,720 | 3.1% | +8.2% | $207,835 |
| 4BR | $889,906 | $3,410 | 2.8% | +9.7% | $222,477 |
| 5BR | $1,206,574 | — | — | +9.5% | $241,315 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 32250 Compare?
| Metric | 32250 | Jacksonville Beach | Jacksonville, FL | Florida |
|---|---|---|---|---|
| Home Value | $637,813 | $637,813 | N/A | $374,697 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 7.4% |
| Avg Rent | $2,363 | $2,363 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 32250 (Jacksonville Beach, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $637,813 |
| Monthly Rent | $2,363 |
| Price-to-Rent | 22.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.9% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +2.0% ▲ |
| 3-Year CAGR | 0.0% ▼ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +5.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 32250
Population: 28,738
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 32250
Schools in This ZIP Code
Nearby Schools (2 more)
Schools in adjacent ZIP codes that may serve this area
NEPTUNE BEACH ELEMENTARY SCHOOL
DUNCAN U. FLETCHER HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,612 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does Jacksonville Beach, FL make sense for an investment property?
Jacksonville Beach, FL rates 3.0/5 for investability. With median values at $638K and rents near $2,363/mo, the market offers reasonable fundamentals for rental investors.
Is vacancy a concern in Jacksonville Beach, FL?
Vacancy risk in Jacksonville Beach, FL is elevated. That supports consistent cash flow for typical rental holds.
What is the typical renter like in Jacksonville Beach, FL?
Working renters make up the core of the Jacksonville Beach, FL tenant base. The pool is reasonable for investors targeting long-term holds.
Does house hacking work in Jacksonville Beach, FL?
Jacksonville Beach, FL offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,363/mo rent level.
How much rent can I charge in Jacksonville Beach, FL?
Expect rents around $2,363/mo per month in Jacksonville Beach, FL. With home values at $638K, the yield math works out to reasonable levels for rental investors.
You know 32250 now. You don’t know where it ranks.
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How 32250 ranks in Jacksonville, FL
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