Real Estate Investing in Holmes, Pennsylvania (19043)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Delaware County • Population: 3,550 • Data updated: September 2026

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Should you buy in 19043 (Holmes, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holmes, PA (19043)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $320,762
Avg Monthly Rent $1,296
1% Rule ✗ Does Not Meet
Median Income $97,679
% Renters 23.5%

Market Analysis: 19043 Holmes

This part of Delaware County is not an easy win. The 19043 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed markets are won on execution, not on spreadsheets. ZIP 19043 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within PA, ZIP 19043 trails on several market indicators that neighboring Delaware County submarkets outperform. The gap is real and resilient enough to shape underwriting.

The 19043 ZIP's population of 3,550 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

The right play in 19043 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holmes:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,296/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19043

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$91,335/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $263,266 $1,440 3.9% +7.3% $131,633
3BR $308,743 $1,730 4.0% +6.8% $102,914
4BR $365,341 $1,930 3.8% +6.0% $91,335

Market Trends

Home Value History (with trend line)

$338K$301K$264K$227K$189K$152KJul 2006Jul 2016Jul 2026

📊 How Does 19043 Compare?

Metric 19043 Holmes Pennsylvania
Home Value $320,762 $320,762 $278,018
5-Year CAGR 4.1% 4.1% 6.3%
Avg Rent $1,296 $1,296 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 19043? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19043 (Holmes, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.1%
Moderate

📊 Market Snapshot

Home Value $320,762
Monthly Rent $1,296
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +2.9% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.1%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 19043

Population: 3,550

💰 Median Household Income
$97,679
This area
$97,679
State
$73,647
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
23.0%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
-7.4%
USA
3.7%
🎓 College Educated
27.4%
This area
27.4%
State
12.3%
USA
33.7%
👤 Median Age
49.9 years
This area
49.9 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.3%
This area
3.3%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.8%
Black/African American 0.7%
Other/Mixed 0.5%
Hispanic/Latino 0.3%
👶 Under 18
14.4%
This area
14.4%
USA
22.0%
👴 65 and Over
14.6%
This area
14.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19043

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Park Lane El Sch

📚 K – 06 School
📍 1300 Park Ln, Darby
👥
312 Students
👨‍🏫
12.0:1 Class Size
💰
$25,004 Per Student
A+ Excellent

Penn Wood MS

📚 07 – 08 Middle
📍 121 Summit St, Darby
👥
635 Students
👨‍🏫
12.0:1 Class Size
💰
$25,004 Per Student
A+ Excellent

Tinicum Sch

📚 01 – 08 School
📍 First & Seneca Streets, Essington
👥
319 Students
👨‍🏫
10.9:1 Class Size
💰
$22,543 Per Student
A+ Excellent

Woodlyn El Sch

📚 K – 05 Elementary
📍 1200 Colson Rd., Woodlyn
👥
316 Students
👨‍🏫
11.7:1 Class Size
💰
$26,436 Per Student
A+ Excellent

Kindergarten Academy

📚 Grade KG Elementary
📍 900 Washington Avenue, Prospect Park
👥
234 Students
👨‍🏫
9.4:1 Class Size
💰
$22,543 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,267 Off-Campus Students
C
Venus Beauty Academy
71 students · 2.0 mi
D
All-State Career School
831 students · 2.4 mi
B+
Swarthmore College
1,644 students · 2.4 mi
C
Empire Beauty School-Springfield
174 students · 3.4 mi
C+
Widener University
5,610 students · 3.6 mi
D
Pennsylvania Institute of Technology
662 students · 4.3 mi
B
Williamson College of the Trades
313 students · 6.0 mi
C
Delaware County Community College
7,638 students · 6.4 mi

Investor Insight: With 1,267 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Holmes, PA?

Holmes, PA median home values land near $321K. That is reasonable territory for investors looking at $1,296/mo-per-month rentals.

What are vacancy rates like in Holmes, PA?

Vacancy in Holmes, PA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,296/mo.

Is the tenant base reliable in Holmes, PA?

Tenant demand in Holmes, PA is solid. The local workforce $1,296/mo rents across most rental classes.

Is Holmes, PA a friendly market for rental owners?

Holmes, PA falls under PA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What approach is best for Holmes, PA real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Holmes, PA. The numbers - $321K homes against $1,296/mo rents - support that play.

You know 19043 now. You don’t know where it ranks.

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How 19043 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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