Real Estate Investing in Croydon, Pennsylvania (19021)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Bucks County • Population: 9,713 • Data updated: September 2026

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Should you buy in 19021 (Croydon, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Croydon, PA (19021)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $356,154
Avg Monthly Rent $1,545
1% Rule ✗ Does Not Meet
Median Income $70,633
% Renters 25.0%

Market Analysis: 19021 Croydon

ZIP 19021 inside Bucks County looks affordable on the surface — median value of $356K — but the discount exists for reasons that a careful buyer should understand before committing.

Put differently, the numbers look inviting — $356K purchase price, 0.0% nominal cap — the work to hit that pro forma in 19021 is substantial and deserves full respect.

In the broader PA picture, 19021 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 19021 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 19021 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Croydon:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,545/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19021

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
2BR
+9.9% 5yr CAGR
Best Overall Value
4BR
$97,847/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $295,551 $1,650 4.0% +9.9% $147,776
3BR $337,659 $1,980 4.2% +9.0% $112,553
4BR $391,390 $2,210 4.1% +8.5% $97,847

Market Trends

Home Value History (with trend line)

$375K$327K$279K$231K$183K$135KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,565$1,506$1,447$1,388$1,329$1,270Mar 2026May 2026Jul 2026

📊 How Does 19021 Compare?

Metric 19021 Croydon Pennsylvania
Home Value $356,154 $356,154 $278,018
5-Year CAGR 6.6% 6.6% 6.3%
Avg Rent $1,545 $1,545 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 19021? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19021 (Croydon, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $356,154
Monthly Rent $1,545
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.8%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 19021

Population: 9,713

💰 Median Household Income
$70,633
This area
$70,633
State
$73,647
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-7.4%
USA
3.7%
🎓 College Educated
19.1%
This area
19.1%
State
12.3%
USA
33.7%
👤 Median Age
40.4 years
This area
40.4 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
0.8%
This area
0.8%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 78.6%
Other/Mixed 12.0%
Black/African American 6.2%
Hispanic/Latino 5.5%
Asian 3.2%
👶 Under 18
20.2%
This area
20.2%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
11.1%
This area
11.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19021

A Avg School Grade
1 Schools
16.3:1 Avg Class Size
$32,347 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Keystone El Sch

📚 K – 05 Elementary
👥
977 Students
👨‍🏫
16.3:1 Class Size
💰
$32,347 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Benjamin Rush El Sch

📚 K – 06 School
📍 3400 Hulmeville Rd, Bensalem
👥
409 Students
👨‍🏫
11.6:1 Class Size
💰
$25,173 Per Student
A+ Excellent

Beverly City School District

📚 Pre-K – 08 School
📍 601 BENTLEY AVE, BEVERLY
👥
334 Students
👨‍🏫
9.0:1 Class Size
💰
$32,974 Per Student
A+ Excellent

Mildred Magowan Elementary School

📚 Pre-K – 04 Elementary
📍 405 CHERRIX AVENUE, EDGEWATER PARK
👥
563 Students
👨‍🏫
11.0:1 Class Size
💰
$28,543 Per Student
A+ Excellent

Samuel K Faust El Sch

📚 K – 06 School
📍 2901 Bellvue Dr, Bensalem
👥
542 Students
👨‍🏫
11.8:1 Class Size
💰
$25,173 Per Student
A+ Excellent

Belmont Hills El Sch

📚 K – 06 School
📍 5000 Neshaminy Blvd, Bensalem
👥
547 Students
👨‍🏫
13.2:1 Class Size
💰
$25,173 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
Pennco Tech-Bristol
603 students · 1.4 mi
C
Empire Beauty School-NE Philadelphia
119 students · 4.1 mi
D
Strayer University-Pennsylvania
1,503 students · 5.1 mi
C
Holy Family University
3,148 students · 5.3 mi
C
Cairn University-Langhorne
1,056 students · 5.4 mi
C
Burlington County Institute of Technology-Adult Education
250 students · 6.1 mi
D
Aviation Institute of Maintenance-Philadelphia
339 students · 6.1 mi
C+
Orleans Technical College
245 students · 6.2 mi

Frequently Asked Questions

What is the typical home price in Croydon, PA?

Median home price in Croydon, PA is near $356K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

Is Croydon, PA a good market for buy-and-hold investors?

Croydon, PA rates 3.0/5 for investability. With median values at $356K and rents near $1,545/mo, the market offers reasonable fundamentals for rental investors.

Is it easy to find good tenants in Croydon, PA?

Croydon, PA offers a measured renter base at the $1,545/mo rent level. Tenant turnover is reasonable for well-managed properties.

Does a duplex house hack pencil in Croydon, PA?

House hacking in Croydon, PA is reasonable to execute. Prices around $356K and rents of $1,545/mo solid owner-occupant economics.

Are landlord laws favorable in Croydon, PA?

For rental operators, Croydon, PA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 19021 now. You don’t know where it ranks.

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How 19021 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

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Cash Flow → Appreciation → Affordable → 1% Rule →
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