Real Estate Investing in Mount Morris, New York (14510)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14510 (Mount Morris, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.0% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mount Morris, NY (14510)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14510 Mount Morris
The 14510 ZIP in Mount Morris, NY is a local-operator market. Outside capital chasing a $174K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $174K asset, 14510 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within NY, ZIP 14510 trails on several market indicators that neighboring Livingston County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
The 14510 ZIP's population of 4,781 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Experienced landlords with local relationships tend to find 14510 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Mount Morris:
Property Strategy for 14510
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $131,814 | $1,290 | 7.0% | +8.8% | $65,907 |
| 3BR | $160,122 | $1,550 | 7.0% | +8.9% | $53,374 |
| 4BR | $171,931 | $1,710 | 7.2% | +7.3% | $42,983 |
| 5BR | $190,425 | — | — | — | $38,085 |
Market Trends
Home Value History (with trend line)
📊 How Does 14510 Compare?
| Metric | 14510 | Mount Morris | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $174,164 | $174,164 | N/A | $505,608 |
| 5-Year CAGR | 8.0% | 8.0% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 5.2% | 5.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14510 (Mount Morris, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 14510 (Mount Morris, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $174,164 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 12.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.0% |
| Cap Rate | 5.2% |
| 5-Year IRR | 13.2% |
📈 Home Appreciation
| 1-Year | +12.8% ▲ |
| 3-Year CAGR | +9.0% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14510
Population: 4,781
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14510
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Should investors consider Mount Morris, NY?
Mount Morris, NY clocks in at an investability rating of 3.0/5, with median home values near $174K and average rents around $1,161/mo. That combination puts it in the significant tier for investor interest.
What real estate strategy is ideal for Mount Morris, NY?
The best-fit strategy in Mount Morris, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What do landlords charge for rent in Mount Morris, NY?
Investors in Mount Morris, NY typically see rents near $1,161/mo per month against $174K home values - a solid setup for rental cash flow.
How much does a house cost in Mount Morris, NY?
Median home price in Mount Morris, NY is near $174K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
How quickly do rentals get leased in Mount Morris, NY?
Mount Morris, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
You know 14510 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14510 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14510 ranks in Rochester, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 14510 (Mount Morris)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 14510 (Mount Morris, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.