Real Estate Investing in Perry, New York (14530)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wyoming County • Population: 6,396 • Data updated: September 2026

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Should you buy in 14530 (Perry, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Perry, NY (14530)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $167,756
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $59,534
% Renters 25.8%

Market Analysis: 14530 Perry

Not every below-median market is a bargain. Perry's 14530 ZIP records signals that favor experienced operators who can absorb the risk $168K pricing implies.

Rent of $1,161/mo on a $168K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14530 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 14530 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 14530 includes headwinds that any investor should price in. Income distribution skews lower than Perry averages, and tenant stability requires active management.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Perry:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 14530

Which property type performs best in this market?

Best for Cash Flow
4BR
7.7% cap rate
Best for Appreciation
2BR
+6.7% 5yr CAGR
Best Overall Value
5BR
$39,433/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $153,434 $1,290 6.1% +6.7% $76,717
3BR $162,305 $1,550 6.9% +5.9% $54,102
4BR $159,879 $1,710 7.7% +5.5% $39,970
5BR $197,163 +4.7% $39,433

Market Trends

Home Value History (with trend line)

$174K$155K$135K$116K$96K$77KJul 2006Jul 2016Jul 2026

📊 How Does 14530 Compare?

Metric 14530 Perry New York
Home Value $167,756 $167,756 $505,608
5-Year CAGR 4.3% 4.3% 6.6%
Avg Rent $1,161 $1,161 -
Cap Rate 5.4% 5.4% -
💡 Why Invest in 14530? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14530 (Perry, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+4.3%
Moderate

📊 Market Snapshot

Home Value $167,756
Monthly Rent $1,161
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.3%
Cap Rate 5.4%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.3%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14530

Population: 6,396

💰 Median Household Income
$59,534
This area
$59,534
State
$86,376
USA
$74,580
🏠 Renter Occupied
25.8%
This area
25.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-24.2%
USA
3.7%
🎓 College Educated
16.2%
This area
16.2%
State
4.2%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 86.3%
Other/Mixed 10.6%
Hispanic/Latino 5.4%
Black/African American 3.1%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
8.8%
This area
8.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14530

A+ Avg School Grade
2 Schools
7.9:1 Avg Class Size
$26,907 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

PERRY ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
415 Students
👨‍🏫
8.1:1 Class Size
💰
$26,907 Per Student
A+ Excellent

PERRY JUNIOR-SENIOR HIGH SCHOOL

📚 07 – 12 High School
👥
341 Students
👨‍🏫
7.6:1 Class Size
💰
$26,907 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 3 Off-Campus Students
B
SUNY College at Geneseo
3,928 students · 10.1 mi

Frequently Asked Questions

Is Perry, NY suited for a house hack?

House hacking works a challenging in Perry, NY. Rents of $1,161/mo against $168K acquisition make the strategy solid for owner-occupants.

Are renters plentiful in Perry, NY?

The tenant pool in Perry, NY is solid, supported by local employment and population fundamentals. Rents of $1,161/mo are well-absorbed by the market.

Is Perry, NY a friendly market for rental owners?

Rental owners in Perry, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How much rent can I charge in Perry, NY?

Rental rates in Perry, NY average $1,161/mo. Tenant demand and $168K home values make the yield look reasonable by investor standards.

What are vacancy rates like in Perry, NY?

Vacancy risk in Perry, NY is elevated. That supports steady cash flow for typical rental holds.

You know 14530 now. You don’t know where it ranks.

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