Real Estate Investing in Warsaw, New York (14569)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wyoming County • Population: 6,372 • Data updated: September 2026

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Should you buy in 14569 (Warsaw, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Warsaw, NY (14569)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $194,652
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $57,309
% Renters 37.4%

Market Analysis: 14569 Warsaw

The 14569 ZIP covers a section of Warsaw that demands careful diligence. Prices near $195K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 14569 can be a a solid fit for hunting ground — but the discount at $195K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 14569 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 14569 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 14569 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Warsaw:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 14569

Which property type performs best in this market?

Best for Cash Flow
4BR
5.5% cap rate
Best for Appreciation
5BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$48,143/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $154,655 $970 4.5% +6.6% $77,328
3BR $186,916 $1,340 5.2% +6.3% $62,305
4BR $209,437 $1,600 5.5% +6.7% $52,359
5BR $240,715 +6.8% $48,143

Market Trends

Home Value History (with trend line)

$203K$180K$156K$133K$110K$87KJul 2006Jul 2016Jul 2026

📊 How Does 14569 Compare?

Metric 14569 Warsaw New York
Home Value $194,652 $194,652 $505,608
5-Year CAGR 4.9% 4.9% 6.6%
Avg Rent $873 $873 -
Cap Rate 3.5% 3.5% -
💡 Why Invest in 14569? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14569 (Warsaw, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $194,652
Monthly Rent $873
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14569

Population: 6,372

💰 Median Household Income
$57,309
This area
$57,309
State
$86,376
USA
$74,580
🏠 Renter Occupied
37.4%
This area
37.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-24.2%
USA
3.7%
🎓 College Educated
17.7%
This area
17.7%
State
4.2%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.1%
Hispanic/Latino 2.8%
Black/African American 0.4%
Asian 0.3%
👶 Under 18
13.3%
This area
13.3%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
8.4%
This area
8.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14569

A+ Avg School Grade
3 Schools
8.7:1 Avg Class Size
$24,955 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WARSAW ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
380 Students
👨‍🏫
8.3:1 Class Size
💰
$24,955 Per Student
A+ Excellent

WARSAW MIDDLE SCHOOL

📚 06 – 08 Middle
👥
200 Students
👨‍🏫
8.3:1 Class Size
💰
$24,955 Per Student
A+ Excellent

WARSAW SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
225 Students
👨‍🏫
9.5:1 Class Size
💰
$24,955 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical renter like in Warsaw, NY?

The renter base in Warsaw, NY is reasonable for the $873/mo price point. Screening well and pricing to market typically yields reliable tenants.

Should investors worry about vacancy in Warsaw, NY?

Vacancy risk in Warsaw, NY is elevated. That supports steady cash flow for typical rental holds.

How much does a house cost in Warsaw, NY?

Median home price in Warsaw, NY is near $195K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

What are rental rates like in Warsaw, NY?

Warsaw, NY rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $195K acquisition costs.

Is Warsaw, NY good for landlords?

Warsaw, NY operates under NY law, which is tenant-protective overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

You know 14569 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14569 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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