Real Estate Investing in Hastings, New York (13076)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Oswego County • Population: 2,521 • Data updated: September 2026

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Should you buy in 13076 (Hastings, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hastings, NY (13076)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $251,767
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $76,250
% Renters 7.2%

Market Analysis: 13076 Hastings

Investors eyeing 13076 need to respect the fundamentals at play. Home values of $252K come alongside slower price movement and elevated management overhead.

Rent of $1,233/mo on a $252K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 13076 sits below the stated 0.0% once reality is priced in.

Meanwhile, 13076 offers a low basis, the region around Hastings has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 13076 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 13076 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hastings:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data
🏠

Property Strategy for 13076

Which property type performs best in this market?

Best for Cash Flow
2BR
5.5% cap rate
Best for Appreciation
4BR
+9.3% 5yr CAGR
Best Overall Value
4BR
$74,422/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $180,604 $1,370 5.5% +8.8% $90,302
3BR $230,411 $1,670 5.2% +8.8% $76,804
4BR $297,687 $1,820 4.4% +9.3% $74,422

Market Trends

Home Value History (with trend line)

$263K$230K$196K$162K$128K$94KJul 2006Jul 2016Jul 2026

📊 How Does 13076 Compare?

Metric 13076 Hastings Syracuse, NY New York
Home Value $251,767 $251,767 N/A $505,608
5-Year CAGR 7.8% 7.8% N/A 6.6%
Avg Rent $1,233 $1,233 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 13076? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13076 (Hastings, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+7.8%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $251,767
Monthly Rent $1,233
Price-to-Rent 17.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +7.8% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13076

Population: 2,521

💰 Median Household Income
$76,250
This area
$76,250
State
$86,376
USA
$74,580
🏠 Renter Occupied
7.2%
This area
7.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-24.2%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
4.2%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 5.8%
Hispanic/Latino 3.6%
Asian 1.2%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
10.9%
This area
10.9%
USA
17.3%
📊 Poverty Rate
17.5%
This area
17.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13076

Nearby Schools (4 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

CENTRAL SQUARE MIDDLE SCHOOL

📚 06 – 08 Middle
📍 248 US RT 11, CENTRAL SQUARE
👥
827 Students
👨‍🏫
10.3:1 Class Size
💰
$25,971 Per Student
A+ Excellent

HASTINGS MALLORY ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 93 BARKERS RD, CENTRAL SQUARE
👥
383 Students
👨‍🏫
13.4:1 Class Size
💰
$25,971 Per Student
A+ Excellent

MILLARD HAWK ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 74 SCHOOL DR, CENTRAL SQUARE
👥
466 Students
👨‍🏫
15.0:1 Class Size
💰
$25,971 Per Student
A Very Good

PAUL V MOORE HIGH SCHOOL

📚 09 – 12 High School
📍 44 SCHOOL DR, CENTRAL SQUARE
👥
1,083 Students
👨‍🏫
12.7:1 Class Size
💰
$25,971 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 21 Off-Campus Students
C+
Center for Instruction, Technology & Innovation
21 students · 9.0 mi
D
Bryant & Stratton College-Syracuse North
471 students · 14.7 mi
D
National Tractor Trailer School Inc-Liverpool
282 students · 14.9 mi

Frequently Asked Questions

Are renters plentiful in Hastings, NY?

Expect a solid tenant pool in Hastings, NY. The rental market absorbs $1,233/mo rents without meaningful friction.

How strong is Hastings, NY for real estate investors?

Investors tracking Hastings, NY will find a 3.0/5 rating supported by $252K median home values and $1,233/mo rents. That profile suits long-term holders targeting stable returns.

Is Hastings, NY a good market for FHA house hackers?

House hacking in Hastings, NY is a challenging. With home values around $252K and rents at $1,233/mo, owner-occupants can offset a meaningful share of PITI.

Where do rents currently stand in Hastings, NY?

Rent in Hastings, NY is around $1,233/mo. The resulting rent-to-value relationship with $252K pricing is reasonable for most investor models.

Are homes affordable in Hastings, NY?

Expect median prices around $252K in Hastings, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

You know 13076 now. You don’t know where it ranks.

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How 13076 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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