Real Estate Investing in Oswego County, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

18 ZIP codes • Population: 114,642

Should you buy in Oswego County, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals β€” some positives, some negatives. Worth considering but not a slam-dunk.

πŸ“ˆ For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.4% of homes vacant β€” above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 β€” slower evictions, more regulations.

What’s happening in Oswego County, NY?

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3.0/ 5

Investability

County-wide average

4.0/ 5

Appreciation

7.5% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $215,561
Avg Monthly Rent $1,181
ZIP Codes 18

Investing in Oswego County Real Estate

Across Oswego County's 18 ZIPs, the picture is modest β€” soft rents, slow appreciation, and demographic headwinds that don't obviously reverse in the medium term.

A 3.0 rating and a 0.0% 5-year CAGR are the kinds of numbers that warrant real local underwriting. Oswego County sits firmly in that category.

Oswego County's population trends and income levels suggest a region where affordability is strained, constraining how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Oswego County, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$215,561
Avg Monthly Rent
$1,181
1% Rule
βœ— Below
Landlord Friendly (NY)
β˜…β˜†β˜†β˜†β˜†

πŸ“‰ Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings β†’

πŸŽ“ Colleges & Universities in Oswego County

2 Colleges 6,777 Students 81 Off-Campus Renters
C+
State University of New York at Oswego
4-Year Public Β· 6,756 students
C+
Center for Instruction, Technology & Innovation
Vocational Public Β· 21 students

Cities in Oswego County

ZIP Codes in Oswego County, NY

13126 β˜… β˜… β˜… β˜… β˜…
Oswego
Population 36,199
Avg Home $194,709
Avg Rent $1,282/mo
13069 β˜… β˜… β˜… β˜… β˜…
Fulton
Population 23,176
Avg Home $188,891
Avg Rent $1,089/mo
13036 β˜… β˜… β˜… β˜… β˜…
Central Square
Population 9,079
Avg Home $268,764
Avg Rent $1,215/mo
13114 β˜… β˜… β˜… β˜… β˜…
Mexico
Population 7,313
Avg Home $231,631
Avg Rent $1,071/mo
13142 β˜… β˜… β˜… β˜… β˜…
Pulaski
Population 6,568
Avg Home $225,376
Avg Rent $1,071/mo
13135 β˜… β˜… β˜… β˜… β˜…
Phoenix
Population 6,229
Avg Home $254,450
Avg Rent $1,161/mo
13074 β˜… β˜… β˜… β˜… β˜…
Hannibal
Population 4,471
Avg Home $204,218
Avg Rent $1,224/mo
13132 β˜… β˜… β˜… β˜… β˜…
Pennellville
Population 3,561
Avg Home $268,462
Avg Rent $1,305/mo
13167 β˜… β˜… β˜… β˜… β˜…
West Monroe
Population 2,984
Avg Home $274,150
Avg Rent $1,548/mo
13131 β˜… β˜… β˜… β˜… β˜…
Parish
Population 2,856
Avg Home $218,353
Avg Rent $1,278/mo
13076 β˜… β˜… β˜… β˜… β˜…
Hastings
Population 2,521
Avg Home $251,767
Avg Rent $1,233/mo
13493 β˜… β˜… β˜… β˜… β˜…
Williamstown
Population 2,355
Avg Home $181,162
Avg Rent $1,071/mo
13083 β˜… β˜… β˜… β˜… β˜…
Lacona
Population 1,861
Avg Home $195,253
Avg Rent $1,107/mo
13145 β˜… β˜… β˜… β˜… β˜…
Sandy Creek
Population 1,794
Avg Home $197,517
Avg Rent $1,071/mo
13302 β˜… β˜… β˜… β˜… β˜…
Altmar
Population 1,403
Avg Home $182,842
Avg Rent $1,260/mo
13144 β˜… β˜… β˜… β˜… β˜…
Richland
Population 1,105
Avg Home $158,357
Avg Rent $1,071/mo
13028 β˜… β˜… β˜… β˜… β˜…
Bernhards Bay
Population 913
Avg Home $241,822
Avg Rent $1,125/mo
13437 β˜… β˜… β˜… β˜… β˜…
Redfield
Population 254
Avg Home $142,366
Avg Rent $1,071/mo

Screen every market in Oswego County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Oswego County

What is the typical home price in, NY?

The median home value in, NY is roughly $216K. That puts it reasonable relative to the NY statewide average.

What is the typical renter like in, NY?

The renter base in, NY is reasonable for the $1,181/mo price point. Screening well and pricing to market typically yields steady tenants.

Is vacancy a concern in, NY?

, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much rent can I charge in, NY?

Rental rates in, NY average $1,181/mo. Tenant demand and $216K home values make the yield look reasonable by investor standards.

Community Ratings

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