Real Estate Investing in Fulton, New York (13069)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13069 (Fulton, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fulton, NY (13069)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13069 Fulton
ZIP 13069 in Fulton, NY carries a robust set of headwinds. Home values near $189K and rents of $1,089/mo sit inside a market where underwriting has to be tight.
Looking more closely, the numbers look inviting — $189K purchase price, 0.0% nominal cap — the work to hit that pro forma in 13069 is substantial and deserves full respect.
Within NY, ZIP 13069 trails on several market indicators that neighboring Oswego County submarkets outperform. The gap is real and impressive enough to shape underwriting.
The demographic picture in 13069 includes headwinds that any investor should price in. Income distribution skews lower than Fulton averages, and tenant stability requires active management.
Strategically, 13069 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Fulton:
Property Strategy for 13069
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $115,417 | $980 | 6.1% | +8.5% | $115,417 |
| 2BR | $145,814 | $1,210 | 6.0% | +10.4% | $72,907 |
| 3BR | $178,073 | $1,470 | 5.9% | +9.0% | $59,358 |
| 4BR | $203,521 | $1,640 | 5.8% | +9.2% | $50,880 |
| 5BR | $206,786 | — | — | +8.7% | $41,357 |
Market Trends
Home Value History (with trend line)
📊 How Does 13069 Compare?
| Metric | 13069 | Fulton | Syracuse, NY | New York |
|---|---|---|---|---|
| Home Value | $188,891 | $188,891 | N/A | $505,608 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 6.6% |
| Avg Rent | $1,089 | $1,089 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13069 (Fulton, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $188,891 |
| Monthly Rent | $1,089 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.8% |
📈 Home Appreciation
| 1-Year | +9.9% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13069
Population: 23,176
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13069
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do home prices stand in Fulton, NY?
Fulton, NY home values average about $189K. That price point suits investors targeting rentals with $1,089/mo in monthly income.
Is NY a landlord-friendly state?
The landlord environment in Fulton, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How do experienced investors play Fulton, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Fulton, NY. The numbers - $189K homes against $1,089/mo rents - support that play.
Does a duplex house hack pencil in Fulton, NY?
The a challenging house-hack environment in Fulton, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Do landlords face vacancy issues in Fulton, NY?
Rental vacancy in Fulton, NY is elevated. Investors should budget normal turnover but not chronic empty units.
You know 13069 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13069 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 13069 ranks in Syracuse, NY
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